1773 Spencer St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1773 Spencer St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,533 sqft · built 1988
Lot Size0.177 acres (7,700 sqft)
OwnerCompany Name on File
Last Sale$435,000 (Jun 2010)
Tax Bill$6,268 (2025)
Flood ZoneZone X (minimal risk)
APN024-231-007

Property Details

APN / Parcel Number

Primary APN024-231-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,533 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood
Lot Area7,700 sqft (0.177 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1773 SPENCER ST
CityCAMBRIA
StateCA
Zip93428-5303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCAM PINES M U 6 BL 139 LTS 9 & 10
Legal SubdivisionCAMBRIA PINES MANOR 06
Legal Block139
Legal Lot Number9,10
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3031
Census Tract10403

Owner

1773 Spencer St is owned by a company that bought it in June 2010.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing Address40575 ROAD 48, DINUBA, CA 93618-9713
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2010 · Amount on File
Deed SaleJun 16, 2010 · Amount on File
Deed Document Number201027530
Prior Transfer DateDec 21, 1993
Prior Transfer Doc0000001662
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1773 Spencer St was $6,268.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$572,722 (+2%) Land $329,150 Building $243,572
2025$6,268.00$561,494 Land $322,697 Building $238,797
2023$6,020.00 (+2%)$539,692 Land $310,167 Building $229,525
2022$5,902.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1773 Spencer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1773 Spencer St is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Ranch Wifi.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spencer St

Nearby Streets

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