1773 N Hwy 21, Ely, MN 55731 Property Records

St. Louis County property record for 1773 N Hwy 21, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,230 sqft · built 2018
Lot Size	37.1 acres (1,619,996 sqft)
Owner	Individual Name on File
Tax Bill	$4,242 (2026)
Deeds & Mortgages	May 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`465-0010-02350`

Property Details

APN / Parcel Number

Primary APN	`465-0010-02350`
Alternative APN	`1072519`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,230 sqft Gross Area
1st Floor Area	2,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,619,996 sqft (37.1 acres)
Garage Area	1,528 sqft

Exterior Amenities

Porch	Patio
Porch Area	45 sqft
Deck Area	42 sqft
Gazebo	70 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1072519
Street Address	1773 N HIGHWAY 21
City	ELY
State	MN
Zip	55731-8225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	NE1/4 OF SW1/4 EX PART LYING SELY OF OLDHWY #21 SERIAL #
Legal Range	12W
Legal Township	62N
Legal Section	17
Legal Subdivision	MORSE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	2
Census Block	2076
Census Tract	15401

Owner

1773 N Hwy 21 is owned and occupied by an individual who acquired it in April 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1773 N HIGHWAY 21, ELY, MN 55731-8225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 29, 2019	Deed of Trust, Mortgage WELLS FARGO BK
Jun 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 12, 2018
Transfer Doc	0001334618
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1773 N HIGHWAY 21, ELY, MN 55731-8225
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001412785
Date	May 4, 2021
Instrument	1412785

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1773 N HIGHWAY 21, ELY, MN 55731-8225
Document Number	00A1355986
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1773 N HIGHWAY 21 ELY MN 557318225, ELY, MN 55731-8225

Mortgage

Document Number	00A1355986
Date	Jun 4, 2019
Instrument	A1355986

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 3, 2034

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 14, 2018
Property Address	1773 N HIGHWAY 21, ELY, MN 55731-8225
Document Number	00A1334618
Instrument Date	Jun 12, 2018
Instrument	A1334618
Transaction Type	Transfer
Record Updated	Jul 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	819 RIDGEWOOD CT SARTELL MN 563772272, SARTELL, MN 56377-2272

Tax Assessment & Valuation

The 2026 property tax bill for 1773 N Hwy 21 was $4,242 with a homeowner's exemption, up 1.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,242.00 (+1.14%) Homeowner's exemption
2025	$4,194.00 (+6.12%) Homeowner's exemption	$576,600 (+14.84%) Land $121,200 Building $455,400	$576,600 (+14.84%) Land $121,200 Building $455,400
2024	$3,952.00	$502,100 Land $113,800 Building $388,300	$502,100 Land $113,800 Building $388,300
2022		$397,200 Land $93,100 Building $304,100	$397,200 Land $93,100 Building $304,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1773 N Hwy 21 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1773 N Hwy 21 is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 89% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Hwy 21

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