17723 Deer Rdg, Stillwater, OK 74075 Property Records

Noble County property record for 17723 Deer Rdg, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 2023
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Tax Bill	$3,999 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0000-14-020-01E-4-004-01`

Property Details

APN / Parcel Number

Primary APN	`0000-14-020-01E-4-004-01`
Alternative APN	`18228`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Living Area
1st Floor Area	1,604 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Traditional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	484 sqft
Lean-To	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	18228
Street Address	17723 DEER RDG
City	STILLWATER
State	OK
Zip	74075-0826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE/4 SW/4 SE/4 14-20N-1E ETAL MARK MCSPARRIN 10 ACRES/HOME
Legal Range	01E
Legal Township	20N
Legal Section	14
Jurisdiction	NOBLE OK
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3033
Census Tract	957100

Owner

17723 Deer Rdg, a single family home, is owned by an individual.

Source: Noble County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	17725 DEER RDG, STILLWATER, OK 74075-0826
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK & TRUST CO
May 3, 2022	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK & TRUST CO
May 3, 2022	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK & TRUST CO
May 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOBLE OK
Property Address	17723 DEER RDG, STILLWATER, OK 74075-0826
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 DELAWARE ST, PERRY, OK 73077-6400

Mortgage

Document Number	000890/789
Date	May 1, 2023
Book Page	890/789
Instrument	I-2023-000833

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank
Address	PERRY, OK 73077

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.99%
Index	1-Year T-Bill
Margin	3
Max Rate	11.9%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOBLE OK
Property Address	17723 DEER RDG, STILLWATER, OK 74075-0826
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 DELAWARE ST, PERRY, OK 73077-6400

Mortgage

Document Number	000879/480
Date	May 3, 2022
Book Page	879/480
Instrument	I-2022-001044

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank
Address	PERRY, OK 73077

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 1, 2023

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOBLE OK
Property Address	17723 DEER RDG, STILLWATER, OK 74075-0826
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 DELAWARE ST, PERRY, OK 73077-6400

Mortgage

Document Number	000879/480
Date	May 3, 2022
Book Page	879/480
Instrument	I-2022-001044

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank
Address	PERRY, OK 73077

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 1, 2023

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOBLE OK
Property Address	17723 DEER RDG, STILLWATER, OK 74075-0826
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 DELAWARE ST, PERRY, OK 73077-6400

Mortgage

Document Number	000890/789
Date	May 1, 2023
Book Page	890/789
Instrument	I-2023-000833

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank
Address	PERRY, OK 73077

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.99%
Index	1-Year T-Bill
Margin	3
Max Rate	11.9%

Tax Assessment & Valuation

The 2025 property tax bill for 17723 Deer Rdg was $3,999.

Source: Noble County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Noble County
Unified School District	Perry Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,994 (+5%) Land $8,050 Building $32,944	$356,471 (+5%) Land $70,000 Building $286,471
2025	$3,999.00	$39,042 Land $8,050 Building $30,992	$339,496 Land $70,000 Building $269,496

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17723 Deer Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 17723 Deer Rdg is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 41% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYNE CO RWD #3 serves 1,400 people · EPA ID OK2006011
Water Source	Purchased surface water from STILLWATER UTILITIES AUTHORITY
Last State Inspection	Dec 2022
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Deer Rdg

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