17718 E Lake Jem Rd, Mount Dora, FL 32757 Property Records

Lake County property record for 17718 E Lake Jem Rd, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,770 sqft · built 1995
Lot Size	1.14 acres (49,794 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Aug 1997)
Tax Bill	$4,391 (2024)
Deeds & Mortgages	Jan 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`13-20-26-0200-000-01900`

Property Details

APN / Parcel Number

Primary APN	`13-20-26-0200-000-01900`
Alternative APNs	`262013020000001900` `3378521`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,770 sqft Living Area
1st Floor Area	2,770 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2023
Exterior Material	Wood
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	49,794 sqft (1.14 acres)
Lot Dimensions	310 ft deep x 164 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	256 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	480 sqft
Porch	Finished/Open Porch
Porch Area	398 sqft
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3378521
Street Address	17718 E LAKE JEM RD
City	MOUNT DORA
State	FL
Zip	32757-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LAKE JEM VILLA LOTS 19 19A THAT PORTION OF PLATTED RD BETWEEN SAID LOTS 19 & 19A PB 5 PG 4 ORB 1536 PG 1645 ORB 4025 PG 1030 ORB 4327 PG 1696
Legal Range	26E
Legal Township	20S
Legal Section	13
Legal Subdivision	LAKE JEM VILLA
Legal Tract	0200
Legal Lot Number	19
Jurisdiction	LAKE FL
Township / Civil Division	TAVARES
Census Block Group	1
Census Block	1034
Census Tract	31002

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17718 E LAKE JEM RD, MOUNT DORA, FL 32757-9712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 1997 · Amount on Record
Deed Sale	Aug 4, 1997 · Amount on Record
Deed Book / Page	1536 / 1645
Last Transfer Date	May 21, 2013
Transfer Doc	0043271696
Record Updated	Jun 8, 2026

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	17718 E LAKE JEM RD, MOUNT DORA, FL 32757-9712
Document Number	0050592033
Book / Page	005059 / 002033
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	17718 E LAKE JEM RD MOUNT DORA FL 327579712, MOUNT DORA, FL 32757-9712

Mortgage

Document Number	0050592033
Date	Jan 29, 2018
Book Page	005059/002033
Instrument	11040

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,330 (+2.9%)	$386,385 (-0.04%) Land $154,350 Building $232,035
2025		$315,190 (+5.99%) Land $154,350 Building $160,840	$386,539 (+1.7%) Land $154,350 Building $232,189
2024	$4,391.00 (+8.5%)
2023	$4,047.00 (+4.68%) Homeowner's exemption	$297,390 (+3%)	$380,073 (+6.76%) Land $154,350 Building $225,723
2022	$3,866.00 Homeowner's exemption	$288,730	$356,017 Land $131,198 Building $224,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	4 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20