Lake County property record for 17712 Downing Dr, Lowell, IN 46356
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,088 sqft · built 1978 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $318,000 (Mar 2022) |
| Tax Bill | $6,413 (2024) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Sep 2025 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-17-04-0082-0020 |
| Primary APN | 002-17-04-0082-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| Basement Area | 744 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 145 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Pool Area | 530 sqft |
| Patio Area | 315 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 002-17-04-0082-0020 |
|---|---|
| Old Parcel Number | 170400820020 |
| Street Address | 17712 DOWNING DR |
| City | LOWELL |
| State | IN |
| Zip | 46356-2132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSOR WOODS UNIT NO. 2 LOT 20 |
| Legal Subdivision | WINDSOR WOODS 02 |
| Legal Lot Number | 20 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CEDAR CREEK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 43403 |
17712 Downing Dr is owned and occupied by an individual who bought it in March 2022.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 17712 DOWNING DR, LOWELL, IN 46356-2132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 22, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 18, 2021 | Deed of Trust, Mortgage · Line of Credit KENTLAND BANK |
| Mar 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2022 · Amount on File |
| Deed Sale | Mar 11, 2022 · Amount on File |
| Deed Document Number | 0000010764 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 17712 DOWNING DR, LOWELL, IN 46356-2132 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000044336 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025-544336 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 17712 DOWNING DR, LOWELL, IN 46356-2132 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 17712 DOWNING DR, LOWELL, IN 46356-2132 |
| Document Number | 0000036118 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025-536118 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 17712 DOWNING DR, LOWELL, IN 46356-2132 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000009023 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021-509023 |
| Name | KENTLAND BANK |
|---|---|
| Type | Bank |
| Address | ROSELAWN, IN 46372 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Nov 18, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Mar 11, 2022 |
| Property Address | 17712 DOWNING DR, LOWELL, IN 46356-2132 |
| Document Number | 0000010764 |
| Map Reference | MB 44 PG 25 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022-510764 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 17712 DOWNING DR, LOWELL, IN 46356-2132 |
| Document Number | 0000010765 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022-510765 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Cedar Creek Township |
| Municipality | Lowell Town |
| Unified School District | Tri-Creek School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $353,100 Land $49,100 Building $304,000 | $353,100 Land $49,100 Building $304,000 | |
| 2024 | $6,413.00 | ||
| 2023 | $316,400 (+24.91%) Land $49,100 Building $267,300 | $316,400 (+24.91%) Land $49,100 Building $267,300 | |
| 2022 | $2,526.00 Homeowner's exemption | $253,300 Land $49,100 Building $204,200 | $253,300 Land $49,100 Building $204,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17712 Downing Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Jul 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17712 Downing Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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