1771 44th Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1771 44th Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,407 sqft · built 1949
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on Record
Last Sale	$1,575,000 (Apr 2026)
Tax Bill	$21,800 (2025)
Deeds & Mortgages	Jun 2026 Transfer Apr 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`034-122-01`

Property Details

APN / Parcel Number

Primary APN	`034-122-01`
Alternative APN	`034-122-01-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,407 sqft Living Area
Gross Area	1,594 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2010
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,888 sqft (0.227 acres)
Garage Type	Attached
Garage Area	187 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1771 44TH AVE
City	CAPITOLA
State	CA
Zip	95010-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAPITOLA HEIGHTS
Legal Block	G
Legal Lot Number	34-37
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1771 44TH AVE, CAPITOLA, CA 95010-3513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Apr 7, 2026	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 12, 2022	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Jul 12, 2022 · Amount on Record
Deed Document Number	20267627
Prior Transfer Date	Jan 6, 1997
Prior Transfer Doc	0000000946
Record Updated	Oct 29, 2026

June 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 5, 2026
Property Address	1771 44TH AVE, CAPITOLA, CA 95010-3513
Document Number	0000012727
Instrument Date	May 29, 2026
Instrument	202612727
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 7, 2026
Property Address	1771 44TH AVE, CAPITOLA, CA 95010-3513
Document Number	0000007627
Instrument Date	Apr 3, 2026
Instrument	20267627
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$174,982.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 12, 2022
Property Address	1771 44TH AVE, CAPITOLA, CA 95010-3513
Document Number	0000020502
Map Reference	VOL 13 PG 31
Instrument Date	Jul 5, 2022
Instrument	2022-0020502
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,897.50
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	727 MIDDLE AVE, MENLO PARK, CA 94025-5118

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1771 44TH AVE, CAPITOLA, CA 95010-3513
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1771 44TH AVE, CAPITOLA, CA 95010-3513

Mortgage

Document Number	0000058556
Date	Dec 1, 2021
Instrument	2021-0058556

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1771 44TH AVE, CAPITOLA, CA 95010-3513
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1771 44TH AVE, CAPITOLA, CA 95010-3513

Mortgage

Document Number	0000058555
Date	Dec 1, 2021
Instrument	2021-0058555

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1771 44TH AVE, CAPITOLA, CA 95010-3513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TIL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1771 44TH AVE, CAPITOLA, CA 95010-3513

Mortgage

Document Number	0000050790
Date	Nov 30, 2020
Instrument	2020-0050790

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1771 44TH AVE, CAPITOLA, CA 95010-3513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1771 44TH AVE, CAPITOLA, CA 95010-3513

Mortgage

Document Number	0000050824
Date	Nov 30, 2020
Instrument	2020-0050824

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,830,584 (+2%) Land $1,485,691 Building $344,893
2025	$21,800.00 (+7.04%)	$1,794,690 (+4.04%) Land $1,456,560 Building $338,130
2024	$20,366.00 (+2.04%)
2023	$19,959.00 (+189.89%)	$1,725,000 Land $1,400,000 Building $325,000	$1,515,510
2022	$6,885.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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