17700 Preston Lake Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 17700 Preston Lake Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,177 sqft · built 1998
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$361,000 (Sep 2015)
Tax Bill$4,500 (2024)
Deeds & MortgagesFeb 2026 Line of Credit
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN001-042-28

Property Details

APN / Parcel Number

Primary APN001-042-28

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,177 sqft Living Area
Gross Area2,661 sqft
1st Floor Area2,177 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeRaised
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area484 sqft
PorchFinished/Open Porch
Porch Area36 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address17700 PRESTON LAKE DR
CityCORNELIUS
StateNC
Zip28031-8757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR
Legal DescriptionL25 M27-2
Legal SubdivisionPRESTON/LK
Legal Block2
Legal Lot Number25
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group2
Census Block2000
Census Tract6220

Owner

17700 Preston Lake Dr is owned and occupied by two individuals who bought it in September 2015.

Source: Mecklenburg County records, as of March 30, 2026

Owner of Record2 Individual Names on File
Mailing Address17700 PRESTON LAKE DR, CORNELIUS, NC 28031-8757
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2026Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2015 · Amount on File
Deed SaleSep 1, 2015 · Amount on File
Prior SaleMar 30, 2004 · Amount on File
Deed Document Number2015115240
Deed Book / Page30249 / 922
Prior Transfer DateMay 28, 2009
Prior Transfer Doc0000077186
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address17700 PRESTON LAKE DR, CORNELIUS, NC 28031-8757
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address17700 PRESTON LAKE DR, CORNELIUS, NC 28031-8757

Mortgage

Document Number0000016283
DateFeb 19, 2026
Book Page40208/860
Instrument2026016283
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address17700 PRESTON LAKE DR, CORNELIUS, NC 28031-8757
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000217436
DateNov 15, 2021
Book Page36763/479
Instrument2021217436
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$678,300 Land $225,000 Building $453,300$678,300 Land $225,000 Building $453,300
2024$4,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17700 Preston Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17700 Preston Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile.

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