1770 Whitehall Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 1770 Whitehall Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,503 sqft · built 1974
Lot Size	0.67 acres (2,926 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (May 1998)
Tax Bill	$9,630 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2024 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`254-490-19-00`

Property Details

APN / Parcel Number

Primary APN	`254-490-19-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,503 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	2,926 sqft (0.67 acres)
Lot Dimensions	65 ft deep x 34 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1770 WHITEHALL RD
City	ENCINITAS
State	CA
Zip	92024-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R11
Legal Description	LOT 267&268 TR 007274
Legal Subdivision	SEA BLUFFE VILLAGE
Legal Tract	007274
Legal Block	4
Legal Lot Number	267,2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4004
Census Tract	17701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1770 WHITEHALL RD, ENCINITAS, CA 92024-1036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT POINT FINANCIAL GROUP INC
Dec 2, 2024	Intrafamily Transfer, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
May 31, 2024	Intrafamily Transfer, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 3, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 26, 2019	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT POINT FINANCIAL GROUP INC SUMMIT POINT FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 1998 · Amount on Record
Deed Sale	May 1, 1998 · Amount on Record
Deed Document Number	1998250505
Last Transfer Date	Nov 23, 2024
Transfer Doc	0000333627
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1770 WHITEHALL RD, ENCINITAS, CA 92024-1036
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 WHITEHALL RD, ENCINITAS, CA 92024-1036

Mortgage

Document Number	0000721309
Date	Oct 18, 2021
Instrument	2021-0721309

Lender

Name	SUMMIT POINT FINANCIAL GROUP INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 2, 2024
Property Address	1770 WHITEHALL RD, ENCINITAS, CA 92024-1036
Document Number	0000333627
Map Reference	MAP 7274
Instrument Date	Nov 23, 2024
Instrument	2024-0333627
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1770 WHITEHALL RD, ENCINITAS, CA 92024-1036

Mortgage

Document Number	0000333628
Date	Dec 2, 2024
Instrument	2024-0333628

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 31, 2024
Property Address	1770 WHITEHALL RD, ENCINITAS, CA 92024-1036
Document Number	0000136589
Map Reference	MAP 7274
Instrument Date	May 25, 2024
Instrument	2024-0136589
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1770 WHITEHALL RD, ENCINITAS, CA 92024-1036

Mortgage

Document Number	0000136590
Date	May 31, 2024
Instrument	2024-0136590

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 3, 2024
Property Address	1770 WHITEHALL RD, ENCINITAS, CA 92024-1036
Document Number	0000138106
Map Reference	MAP 7274
Instrument Date	May 25, 2024
Instrument	2024-0138106
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1770 WHITEHALL RD, ENCINITAS, CA 92024-1036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1770 WHITEHALL RD, ENCINITAS, CA 92024-1036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000307639
Date	Jul 26, 2019
Instrument	2019-0307639

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1770 WHITEHALL RD, ENCINITAS, CA 92024-1036
Document Number	0000270063
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1770 WHITEHALL RD ENCINITAS CA 920241036, ENCINITAS, CA 92024-1036

Mortgage

Document Number	0000270063
Date	May 28, 2020
Instrument	270063

Lender

Name	SUMMIT POINT FINANCIAL GROUP INC SUMMIT POINT FINANCIAL GROUP INC
Type	Bank
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$857,375 (+2%) Land $452,044 Building $405,331
2025	$9,630.00 (+7.18%) Homeowner's exemption	$840,565 (+4.04%) Land $443,181 Building $397,384
2023	$8,985.00 (+2.42%) Homeowner's exemption	$807,927 Land $425,973 Building $381,954
2022	$8,773.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Ting, Verizon.

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