1770 W State St, Sycamore, IL 60178 Property Records

DeKalb County property record for 1770 W State St, Sycamore, IL 60178

Property Summary

Property TypeCommercial
Lot Size1.88 acres (82,086 sqft)
OwnerCompany Name on Record
Last Sale$9,250,000 (Jan 2022)
Tax Bill$54,470 (2024)
Deeds & MortgagesJan 2022 Sale & Mortgage
Dec 2020 Construction Loan
+ 4 more
Flood ZoneZone X (minimal risk)
APN05-25-400-017

Property Details

APN / Parcel Number

Primary APN05-25-400-017

Exterior

Lot Area82,086 sqft (1.88 acres)

Location & Zoning

Account Number0525400017
Street Address1770 W STATE ST
CitySYCAMORE
StateIL
Zip60178-8556
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeBC
Legal DescriptionUNITS 1, 16, 17, 18 & PT OF LOTS 100 & 101 - TWIN GABLES PUD
Legal SubdivisionTWIN GABLES PUD
Legal Lot Number100,1
Legal UnitS
JurisdictionDE KALB IL
Township / Civil DivisionMAYFIELD
Census Block Group2
Census Block2035
Census Tract500

Owner

Source: DeKalb County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5140 MAIN ST, DOWNERS GROVE, IL 60515-4610
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
BANKFINANCIAL FSB
Dec 22, 2020Deed of Trust, Construction Loan · Construction Mortgage
HEARTLAND BK
Nov 30, 2020Deed of Trust, Mortgage
HEARTLAND BK
Nov 6, 2019Deed of Trust, Mortgage · Line of Credit
RESOURCE BK
Nov 13, 2019Grant Deed, Mortgage
RESOURCE BK
Jan 31, 2017Deed of Trust, Mortgage · Line of Credit
RESOURCE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2022 · Amount on Record
Deed SaleJan 21, 2022 · Amount on Record
Deed Document Number2022839
Prior Transfer DateMay 20, 2005
Prior Transfer Doc0000010050
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateJan 21, 2022
Property Address1770 W STATE ST, SYCAMORE, IL 60178-8556
Document Number0000000839
Instrument DateDec 6, 2021
Instrument2022000839
Transaction TypeTransfer
Record UpdatedFeb 4, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5140 MAIN ST, DOWNERS GROVE, IL 60515-4610

Mortgage

Document Number0000000840
DateJan 21, 2022
Instrument2022000840
Lender
NameBANKFINANCIAL FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0000000843
DateJan 21, 2022
Instrument2022000843
Lender
NameBANKFINANCIAL FSB
TypeBank
AddressWILLOWBROOK, IL 60527
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term300 Months
DueJan 20, 2047
Interest
Rate4.5%

December 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionDE KALB IL
Recording DateDec 22, 2020
Property Address1770 W STATE ST, SYCAMORE, IL 60178-8556
Document Number0000013844
Instrument DateNov 30, 2020
Instrument13844
Transaction TypeConstruction Loan
Record UpdatedJan 27, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1770 W STATE ST SYCAMORE IL 601788556, SYCAMORE, IL 60178-8556

Mortgage

Document Number0000013844
DateDec 22, 2020
Instrument13844
Lender
NameHEARTLAND BK
TypeBank
AddressSYCAMORE, IL 60178
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term84 Months
DueDec 21, 2027

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address1770 W STATE ST, SYCAMORE, IL 60178-8556
Document Number0000013843
Instrument DateNov 30, 2020
Transaction TypeMortgage
Record UpdatedFeb 3, 2021
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1770-1778 W STATE ST SYCAMORE IL 601788556, SYCAMORE, IL 60178-8556

Mortgage

Document Number0000013843
DateDec 22, 2020
Instrument13843
Lender
NameHEARTLAND BK
TypeBank
AddressSYCAMORE, IL 60178
Agreement
AmountAmount Recorded
Term84 Months
DueDec 21, 2027

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address1770 W STATE ST, SYCAMORE, IL 60178-8556
Document Number0000010576
Instrument DateNov 6, 2019
Transaction TypeMortgage
Record UpdatedDec 16, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1770 W STATE ST #E SYCAMORE IL 601788556, E, SYCAMORE, IL 60178-8556

Mortgage

Document Number0000010576
DateNov 14, 2019
Instrument10576
Lender
NameRESOURCE BK
TypeBank
AddressDEKALB, IL 60115
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 13, 2044
Interest
Rate TypeAdjustable Rate

November 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionDE KALB IL
Recording DateNov 13, 2019
Property Address1770 W STATE ST, SYCAMORE, IL 60178-8556
Instrument DateNov 6, 2019
Instrument10526
Transaction TypeMortgage
Record UpdatedDec 4, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1770 W ST #E SYCAMORE IL 60178, E, SYCAMORE, IL 60178

Mortgage

Document Number0000010526
DateNov 13, 2019
Instrument10526
Lender
NameRESOURCE BK
TypeBank
Address555 BETHANY RD, DEKALB, IL 60115-4941
Agreement
AmountAmount Recorded
Term264 Months
DueNov 12, 2041

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address1770 W STATE ST, SYCAMORE, IL 60178-8556
Document Number0000001241
Instrument DateJan 31, 2017
Transaction TypeMortgage
Record UpdatedApr 3, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1770 W STATE ST #E SYCAMORE IL 601788556, E, SYCAMORE, IL 60178-8556

Mortgage

Document Number0000001241
DateFeb 14, 2017
Instrument1241
Lender
NameRESOURCE BK
TypeBank
AddressDEKALB, IL 60115
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 13, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionMayfield Township
Unified School DistrictSycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$751,364 (+18.21%) Land $31,088 Building $720,276$2,254,092 (+18.21%) Land $93,264 Building $2,160,828
2024$54,470.00
2023$635,632 Land $26,300 Building $609,332$1,906,896 Land $78,900 Building $1,827,996

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1999–2021)
Claims Outside the SFHA1 of 5
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSYCAMORE
serves 18,500 people · EPA ID IL0370550
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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