Macon County property record for 1770 S Westgate Dr, Decatur, IL 62521
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,248 sqft · built 1957 |
| Lot Size | 0.463 acres (20,155 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jul 2024) |
| Tax Bill | $4,200 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Line of Credit Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-12-20-478-003 |
| Primary APN | 04-12-20-478-003 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 20,155 sqft (0.463 acres) |
| Lot Dimensions | 145 ft deep x 138 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 224 sqft |
| Deck Area | 320 sqft |
| Account Number | 041220478003 |
|---|---|
| Street Address | 1770 S WESTGATE DR |
| City | DECATUR |
| State | IL |
| Zip | 62521-3959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | L 0011 B 00 APPLEWOOD ADD 58 04 2 05 0072 000 00 138.5X145 |
| Legal Subdivision | CONTRACT FOR DEED |
| Jurisdiction | MACON IL |
| Township / Civil Division | DECATUR |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 1500 |
Source: Macon County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1770 S WESTGATE DR, DECATUR, IL 62521-3959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2023 | Warranty Deed, Transfer · Line of Credit BUENA VISTA NATIONAL BANK |
| Sep 26, 2022 | Deed of Trust, Mortgage · Line of Credit BUENA VISTA NATIONAL BANK |
| Sep 13, 2022 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2024 · Amount on Record |
| Deed Sale | Jul 18, 2024 · Amount on Record |
| Prior Sale | Oct 31, 2023 · Amount on Record |
| Deed Document Number | 20245464 |
| Prior Transfer Date | Aug 30, 2022 |
| Prior Transfer Doc | 004916/527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Oct 31, 2023 |
| Property Address | 1770 S WESTGATE DR, DECATUR, IL 62521-3959 |
| Document Number | 004982/504 |
| Book / Page | 4982 / 504 |
| Map Reference | BK 300 PG 185 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 2018239 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1770 S WESTGATE DR, DECATUR, IL 62521-3959 |
| Document Number | 0002018240 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 2018240 |
| Name | BUENA VISTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 20, 2028 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 1770 S WESTGATE DR, DECATUR, IL 62521-3959 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004918/406 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 4918/406 |
| Instrument | 2002228 |
| Name | BUENA VISTA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 16, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Sep 13, 2022 |
| Property Address | 1770 S WESTGATE DR, DECATUR, IL 62521-3959 |
| Document Number | 004916/527 |
| Book / Page | 4916 / 527 |
| Map Reference | BK 300 PG 185 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2001560 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2230 S SHORES DR, DECATUR, IL 62521-5554 |
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Decatur Township |
| Municipality | Decatur City |
| Unified School District | Decatur School District 61 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,200.00 (+275.67%) | $51,007 (+201.09%) Land $6,745 Building $44,262 | $153,036 (+201.09%) Land $20,237 Building $132,799 |
| 2022 | $1,118.00 Homeowner's exemption | $16,941 Land $5,612 Building $11,329 | $50,828 Land $16,838 Building $33,990 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 46 (1978–2015) |
| Claims Outside the SFHA | 4 of 46 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR serves 76,122 people · EPA ID IL1150150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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