1770 N 7th St, Kalamazoo, MI 49009 Property Records

Kalamazoo County property record for 1770 N 7th St, Kalamazoo, MI 49009

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,749 sqft · built 1992
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,055 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-480-086`

Property Details

APN / Parcel Number

Primary APN	`05-10-480-086`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,749 sqft Living Area
1st Floor Area	1,749 sqft
Basement Area	1,749 sqft
Unfinished Basement	1,749 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Lot Area	51,836 sqft (1.19 acres)
Lot Width	219 ft Width
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1770 N 7TH ST
City	KALAMAZOO
State	MI
Zip	49009-5301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RES
Legal Description	SEC 10-2-12 COM IN E LI 200FT NLY OF SE COR TH N 89DEG55MIN16SEC W PAR S LI 940.42FT TH N 7DEG52MIN18SEC W 212.04FT FOR PL
Legal Range	12
Legal Township	02
Legal Section	10
Jurisdiction	KALAMAZOO MI
Township / Civil Division	OSHTEMO
Census Block Group	2
Census Block	2005
Census Tract	2908

Owner

1770 N 7th St is owned and occupied by two individuals.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1770 N 7TH ST, KALAMAZOO, MI 49009-5301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jul 22, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PACOR MORTGAGE CORP
Jun 22, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 11, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	May 22, 2026
Property Address	1770 N 7TH ST, KALAMAZOO, MI 49009-5301
Document Number	0000016177
Instrument Date	May 1, 2026
Instrument	202616177
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 N 7TH ST, KALAMAZOO, MI 49009-5301
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016177,
Date	May 22, 2026
Instrument	202616177

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1770 N 7TH ST, KALAMAZOO, MI 49009-5301
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 N 7TH ST, KALAMAZOO, MI 49009-5301

Mortgage

Document Number	2021029618
Date	Jul 22, 2021
Instrument	2021-029618

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1770 N 7TH ST, KALAMAZOO, MI 49009-5301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020011932
Date	Apr 16, 2020
Instrument	2020-011932

Lender

Name	PACOR MORTGAGE CORP
Type	Mortgage Company
Address	OAK FOREST, IL 60452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1770 N 7TH ST, KALAMAZOO, MI 49009-5301
Transaction Type	Mortgage
Record Updated	Jul 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020019395
Date	Jun 22, 2020
Instrument	2020-019395

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	1770 N 7TH ST, KALAMAZOO, MI 49009-5301
Transaction Type	Mortgage
Record Updated	Jul 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018015456
Date	May 11, 2018
Instrument	2018-015456

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1770 N 7th St was $5,055 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Oshtemo Charter Township
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,400	$380,800
2025	$5,055.00 Homeowner's exemption
2023		$154,200	$308,400
2019	$3,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1770 N 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1770 N 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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