1770 Cassidy Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1770 Cassidy Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,125 sqft · built 2006
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Dec 2021)
Tax Bill	$5,974 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`102826`

Property Details

APN / Parcel Number

Primary APN	`102826`
Alternative APN	`062632259800011770`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,125 sqft Heated Area
Gross Area	3,290 sqft
1st Floor Area	3,272 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	52,708 sqft (1.21 acres)
Garage Type	Finished
Garage Area	552 sqft

Exterior Amenities

Pool Area	294 sqft
Porch	Open Porch
Porch Area	613 sqft
Deck Area	834 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	102826
Street Address	1770 CASSIDY DR
City	SAINT CLOUD
State	FL
Zip	34771-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAR2
Legal Description	BAY LAKE RANCH UNIT II PB 2 PG 293-295 LOT 177
Legal Range	32E
Legal Township	26S
Legal Section	06
Legal Subdivision	BAY LAKE RANCH UN 2
Legal Tract	2598
Legal Block	1
Legal Lot Number	177
Legal Unit	II
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1770 CASSIDY DR, SAINT CLOUD, FL 34771-7004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 2, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Sep 16, 2003 · Amount on Record
Deed Document Number	2021185535
Deed Book / Page	6098 / 411
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1770 CASSIDY DR, SAINT CLOUD, FL 34771-7004
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 CASSIDY DR, SAINT CLOUD, FL 34771-7004

Mortgage

Document Number	0069251841
Date	Feb 18, 2026
Book Page	6925/1841
Instrument	2026023343

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 2, 2021
Property Address	1770 CASSIDY DR, SAINT CLOUD, FL 34771-7004
Document Number	0060980411
Book / Page	6098 / 411
Map Reference	MB 2 PG 293
Instrument Date	Nov 29, 2021
Instrument	2021185535
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8130 ALA SOUTH G3, 8130, ST AUGUSTINE, FL 32080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 CASSIDY DR, SAINT CLOUD, FL 34771-7004

Mortgage

Document Number	0006098413
Date	Dec 2, 2021
Instrument	6098/413

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,974.00 (+6.7%) Homeowner's exemption Disabled Person's exemption	$425,639 (+5.99%)	$490,800 (+11.83%) Land $99,000 Building $391,800
2023	$5,599.00 (+2.6%) Homeowner's exemption Disabled Person's exemption	$401,597 (+3%)	$438,900 (+12.57%) Land $72,000 Building $366,900
2022	$5,457.00 Homeowner's exemption Disabled Person's exemption	$389,900 Land $72,000 Building $317,900	$389,900 Land $72,000 Building $317,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 83% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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