1770 Cardinal Dr, Clearwater, FL 33759 Property Records

Pinellas County property record for 1770 Cardinal Dr, Clearwater, FL 33759

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,962 sqft · built 1973
Lot Size	0.186 acres (8,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,500 (Aug 2018)
Tax Bill	$3,216 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-762-5563-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-762-5563-7`
Alternative APNs	`05-29-16-71442-000-0150` `291605714420000150` `162905714420000150` `R46731`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,962 sqft Living Area
Gross Area	2,194 sqft
1st Floor Area	1,962 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,120 sqft (0.186 acres)
Lot Dimensions	130 ft deep x 63 ft wide

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Shed	1 Shed
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R46731
Street Address	1770 CARDINAL DR
City	CLEARWATER
State	FL
Zip	33759-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINELLAS TERRACE 1ST ADD LOT 15
Legal Range	16E
Legal Township	29S
Legal Section	5
Legal Subdivision	PINELLAS TERRACE 1ST ADD
Legal Tract	71442
Legal Lot Number	15
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1091
Census Tract	26804

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1770 CARDINAL DR, CLEARWATER, FL 33759-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 13, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Aug 30, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Prior Sale	Jun 11, 2015 · Amount on Record
Deed Document Number	2018280269
Deed Book / Page	20189 / 478
Prior Transfer Date	Dec 4, 2014
Prior Transfer Doc	0186130211
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1770 CARDINAL DR, CLEARWATER, FL 33759-1903
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 CARDINAL DR, CLEARWATER, FL 33759-1903
Investor	Possibly a Property Investor

Mortgage

Document Number	0219732094
Date	Mar 14, 2022
Book Page	21973/2094
Instrument	2022079770

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1770 CARDINAL DR, CLEARWATER, FL 33759-1903
Document Number	0209421736
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1770 CARDINAL DR CLEARWATER FL 337591903, CLEARWATER, FL 33759-1903

Mortgage

Document Number	0209421736
Date	Mar 30, 2020
Book Page	020942/001736
Instrument	104864

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 30, 2018
Property Address	1770 CARDINAL DR, CLEARWATER, FL 33759-1903
Document Number	0201890478
Book / Page	20189 / 0478
Map Reference	MB 54 PG 70
Instrument Date	Aug 28, 2018
Instrument	2018280269
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	INTEGRITY TITLE & GUARANTY A

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,872.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5733, CLEARWATER, FL 33758-5733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1770 CARDINAL DR, CLEARWATER, FL 33759-1903

Mortgage

Document Number	2018280270
Date	Aug 30, 2018
Instrument	2018280270

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,216.00 (+7.99%) Homeowner's exemption	$208,578 (+5.99%)	$269,887 (+1.84%) Land $114,210 Building $155,677
2023	$2,978.00 (+3.26%) Homeowner's exemption	$196,796 (+3%)	$264,998 (+7.26%) Land $146,833 Building $118,165
2022	$2,884.00 Homeowner's exemption	$191,064	$247,068 Land $152,839 Building $94,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	9 (1979–2024)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile.

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