1770 24th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1770 24th St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,154 sqft · built 1930
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$501,500 (Feb 2020)
Tax Bill$6,112 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN062-098-021

Property Details

APN / Parcel Number

Primary APN062-098-021

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,154 sqft Living Area
1st Floor Area2,154 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeWood
Lot Area10,454 sqft (0.24 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1770 24TH ST
CityOCEANO
StateCA
Zip93445-9164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN OCEANO BL 18 LTS 34 TO 36
Legal SubdivisionTOWN OCEANO
Legal Block18
Legal Lot Number34
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2015
Census Tract12202

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1770 24TH ST, OCEANO, CA 93445-9164
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 3, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2020 · Amount on Record
Deed SaleFeb 7, 2020 · Amount on Record
Prior SaleMar 11, 2015 · Amount on Record
Deed Document Number20206331
Prior Transfer DateAug 16, 2004
Prior Transfer Doc0000073917
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1770 24TH ST, OCEANO, CA 93445-9164
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1770 24TH ST, OCEANO, CA 93445-9164

Mortgage

Document Number0000069462
DateNov 25, 2020
Instrument2020069462
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1770 24TH ST, OCEANO, CA 93445-9164
Instrument DateJan 3, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1770 24TH ST OCEANO CA 934459164, OCEANO, CA 93445-9164

Mortgage

Document Number6332
DateFeb 7, 2020
Instrument6332
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 6, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$559,203 (+2%) Land $278,876 Building $280,327
2025$6,112.00 (+4.68%) Homeowner's exemption$548,239 (+4.04%) Land $273,408 Building $274,831
2023$5,839.00 (+1.48%) Homeowner's exemption$526,953 Land $262,793 Building $264,160
2022$5,754.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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