Cabarrus County property record for 177 Winding Trail Ln, Midland, NC 28107
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,750 sqft · built 2017 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,157 (2023) |
| Deeds & Mortgages | Dec 2017 Mortgage Feb 2017 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 5526 61 6520 |
| Primary APN | 5526 61 6520 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,750 sqft Living Area |
| Gross Area | 4,223 sqft |
| 1st Floor Area | 1,526 sqft |
| Upper Floors Area | 1,224 sqft |
| Attic | Attic |
| Attic Area | 383 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Lot Width | 30 ft Width |
| Garage Type | Mixed |
| Garage Area | 635 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 237 sqft |
| Deck Area | 218 sqft |
| Patio Area | 218 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 98479 |
|---|---|
| Street Address | 177 WINDING TRAIL LN |
| City | MIDLAND |
| State | NC |
| Zip | 28107-5430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CR |
| Legal Description | FLOWES STORE RD |
| Legal Subdivision | WINDING TRAIL |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 41507 |
177 Winding Trail Ln, a rural home, is owned and occupied by two individuals.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 177 WINDING TRAIL LN, MIDLAND, NC 28107-5430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2017 | Deed of Trust, Mortgage · Conventional with PMI FARM CREDIT SVCS |
| Feb 24, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage FARM CREDIT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 177 WINDING TRAIL LN, MIDLAND, NC 28107-5430 |
| Document Number | 12815306 |
| Book / Page | 012815 / 000306 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 177 WINDING TRAIL LN MIDLAND NC 28107, MIDLAND, NC 28107 |
| Document Number | 12815306 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 012815/000306 |
| Instrument | 32880 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LIBERTY, NC 27298 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 24, 2017 |
| Property Address | 177 WINDING TRAIL LN, MIDLAND, NC 28107-5430 |
| Book / Page | 012371 / 000253 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 4618 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 177 WINDING TRAIL LN MIDLAND NC 28107, MIDLAND, NC 28107 |
| Document Number | 12371253 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 012371/000253 |
| Instrument | 4618 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LIBERTY, NC 27298 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 23, 2018 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $552,980 (-) Land $109,210 Building $443,770 | ||
| 2025 | $552,980 Land $109,210 Building $443,770 | ||
| 2024 | $552,980 (+47.12%) Land $109,210 Building $443,770 | ||
| 2023 | $3,157.00 | $375,860 Land $67,280 Building $308,580 | $375,860 Land $67,280 Building $308,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 177 Winding Trail Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 177 Winding Trail Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
May also be available: Verizon.
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