177 Wagon Wheel Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 177 Wagon Wheel Rd, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,978 sqft · built 2018
Lot Size	0.635 acres (27,669 sqft)
Owner	Individual Name on File
Last Sale	$262,500 (Oct 2016)
Tax Bill	$15,790 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`7705-001-00003`

Property Details

APN / Parcel Number

Primary APN	`7705-001-00003`
Alternative APN	`9603`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,978 sqft Living Area
Gross Area	3,886 sqft
1st Floor Area	1,978 sqft
2nd Floor Area	622 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	27,669 sqft (0.635 acres)
Garage Area	1,176 sqft
Porch	Slab
Porch Area	1,233 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7705-001-00003
Street Address	177 WAGON WHEEL RD
City	GAINESVILLE
State	TX
Zip	76240-6675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAGON WHEEL POINT; LOT 3; SEC 1
Legal Subdivision	WAGON WHEEL POINT
Legal Lot Number	3
Jurisdiction	COOKE TX
Township / Civil Division	MUENSTER
Census Block Group	2
Census Block	2062
Census Tract	200

Owner

177 Wagon Wheel Rd is owned by an individual who bought it in October 2016.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2641 STONYBROOK DR, PROSPER, TX 75078-8987
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Dec 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST
Dec 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Oct 5, 2016	Vendor's Lien, Subdivision Related Transfer · Commercial Mortgage GUARANTY BANK & TRUST
Mar 13, 2015	Warranty Deed, Transfer
Mar 13, 2015	Warranty Deed, Transfer FREEDOM TITLE
Mar 13, 2015	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2016 · Amount on File
Deed Sale	Oct 5, 2016 · Amount on File
Prior Sale	Mar 13, 2015
Deed Document Number	201668857
Deed Book / Page	2094 / 36
Prior Transfer Date	Sep 28, 2016
Prior Transfer Doc	2094/036
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	177 WAGON WHEEL RD, GAINESVILLE, TX 76240-6675
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	REPUBLIC TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002287/791
Date	Oct 1, 2019
Book Page	2287/791
Instrument	2019-95748

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	177 WAGON WHEEL RD, GAINESVILLE, TX 76240-6675
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	REPUBLIC TITLE OF TEXAS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002232/303
Date	Dec 14, 2018
Book Page	2232/303
Instrument	2018-88290

Lender

Name	GUARANTY BANK & TRUST
Type	Bank
Address	DALLAS, TX 75248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	177 WAGON WHEEL RD, GAINESVILLE, TX 76240-6675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	REPUBLIC TITLE OF TEXAS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2232/303
Date	Dec 14, 2018
Book Page	2232/303
Instrument	2018-88290

Lender

Name	GUARANTY BANK & TRUST
Type	Bank
Address	DALLAS, TX 75248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	177 WAGON WHEEL RD, GAINESVILLE, TX 76240-6675
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	REPUBLIC TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2287/791
Date	Oct 1, 2019
Book Page	2287/791
Instrument	2019-95748

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

October 2016: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Oct 5, 2016
Property Address	177 WAGON WHEEL RD, GAINESVILLE, TX 76240-6675
Document Number	002094/036
Book / Page	2094 / 036
Map Reference	VOL 4 PG 27
Instrument Date	Sep 28, 2016
Instrument	2016-68857
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 2, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3117 OXFORD CT, PLANO, TX 75075-3332

Mortgage

Document Number	0201668858
Date	Oct 5, 2016
Instrument	2016-68858

Lender

Name	GUARANTY BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 3, 2031

Interest

Rate Type	Adjustable Rate

March 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Mar 13, 2015
Property Address	177 WAGON WHEEL RD, GAINESVILLE, TX 76240-6675
Document Number	001999/813
Book / Page	1999 / 813
Map Reference	CAB B SL 205
Instrument Date	Mar 12, 2015
Instrument	2015-55994
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Mar 13, 2015
Property Address	177 WAGON WHEEL RD, GAINESVILLE, TX 76240-6675
Document Number	001999/819
Book / Page	1999 / 819
Map Reference	MB 4 PG 27
Instrument Date	Mar 10, 2015
Instrument	2015-55995
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 MUIRFIELD CT, FLOWER MOUND, TX 75022-6491

March 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Mar 13, 2015
Property Address	177 WAGON WHEEL RD, GAINESVILLE, TX 76240-6675
Document Number	001999/813
Book / Page	1999 / 813
Instrument Date	Mar 10, 2015
Instrument	201555994
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 177 Wagon Wheel Rd was $15,790, up 19.7% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Sivells Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,790.00 (+19.69%)	$1,331,913 (+19.69%) Land $538,283 Building $793,630	$1,331,913 (+19.69%) Land $538,283 Building $793,630
2025	$13,192.00 (+1.48%)	$1,112,784 Land $523,177 Building $589,607	$1,112,784 Land $523,177 Building $589,607
2024	$12,999.00
2023		$938,632 Land $426,916 Building $511,716	$938,632 Land $426,916 Building $511,716
2022	$11,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 Wagon Wheel Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2009–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Wagon Wheel Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink.

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