Madison County property record for 177 Waco Hts, Waco, KY 40385
| Property Type | Single Family Home |
|---|---|
| Details | 1,649 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Mar 2026) |
| Tax Bill | $1,687 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Sep 2005 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0107-0019-0062 |
| Primary APN | 0107-0019-0062 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,649 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 55874 |
|---|---|
| Street Address | 177 WACO HTS |
| City | WACO |
| State | KY |
| Zip | 40385-9762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WACO HEIGHTS LOT 62 (1.00 ACRE) |
| Legal Subdivision | WACO HEIGHTS |
| Legal Lot Number | 62 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11002 |
Source: Madison County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 177 WACO HTS, WACO, KY 40385-9762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Oct 1, 2019 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Sep 29, 2005 | Deed of Trust, Mortgage BENEFICIAL KENTUCKY INC |
| Sep 10, 2009 | Deed of Trust, Mortgage · FHA Mortgage CENTURY LENDING CO |
| Mar 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Feb 3, 2025 | Deed, Transfer · Commercial Mortgage CITIZENS GUARANTY BANK |
| Aug 16, 2018 | Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2026 · Amount on Record |
| Deed Sale | Mar 2, 2026 · Amount on Record |
| Prior Sale | Feb 3, 2025 · Amount on Record |
| Deed Document Number | 202614322660 |
| Deed Book / Page | 879 / 699 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 177 WACO HTS, WACO, KY 40385-9762 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | M01891/095 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | M01891/095 |
| Instrument | 2013999668 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 177 WACO HTS, WACO, KY 40385-9762 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1052/631 |
|---|---|
| Date | Sep 29, 2005 |
| Book Page | M1052/631 |
| Instrument | 354177 |
| Name | BENEFICIAL KENTUCKY INC |
|---|---|
| Type | Non-Lending Institution |
| Address | RICHMOND, KY 40475 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Aug 24, 2015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 177 WACO HTS, WACO, KY 40385-9762 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | MATTINGLY-FORD TITLE SERVICES, MATTINGLY FORD TITLE SERVICE |
| Name | Verified Name |
|---|
| Document Number | 0M1313/275 |
|---|---|
| Date | Sep 10, 2009 |
| Book Page | M1313/275 |
| Instrument | 432815 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Address | LOUISVILLE, KY 40223 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 2, 2026 |
| Property Address | 177 WACO HTS, WACO, KY 40385-9762 |
| Document Number | 00D879/699 |
| Book / Page | D879 / 699 |
| Map Reference | MB 18 PG 45 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2014322660 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Tax Sale |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2300 RICHMOND RD, IRVINE, KY 40336-7243 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 177 WACO HTS, WACO, KY 40385-9762 |
| Document Number | 2014322664 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 2014322664 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 3, 2025 |
| Property Address | 177 WACO HTS, WACO, KY 40385-9762 |
| Document Number | 00D863/544 |
| Book / Page | D863 / 544 |
| Map Reference | MB 18 PG 45 |
| Instrument Date | Jan 31, 2025 |
| Instrument | 2014244289 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 MALLORY CT APT 2, 2, RICHMOND, KY 40475-8156 |
| Name | Verified Name |
|---|---|
| Address | 2300 RICHMOND RD, IRVINE, KY 40336-7243 |
| Document Number | 0M2356/559 |
|---|---|
| Date | Feb 3, 2025 |
| Book Page | M2356/559 |
| Instrument | 2014244290 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | IRVINE, KY 40336 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jul 31, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 16, 2018 |
| Property Address | 177 WACO HTS, WACO, KY 40385-9762 |
| Document Number | D00763/387 |
| Book / Page | D00763 / 387 |
| Map Reference | MB18 PG45 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 2013980382 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3769 DICKSONIA DR, 3769, LEXINGTON, KY 40517-1906 |
| Name | Verified Name |
|---|---|
| Address | 177 WACO HEIGHTS WACO, VERSAILLES, KY 40383 |
| Mail Care Of | CALLAHAN LOGA MCLINTOSH AND CHASITY CARC |
| Document Number | 2013980383 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 2013980383 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,687.00 (-2.82%) | $179,000 (-) | $179,000 (-) |
| 2023 | $1,736.00 | $179,000 | $179,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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