177 W Prospect St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 177 W Prospect St, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,760 sqft · built 1975
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Jun 1999)
Tax Bill	$11,296 (2025)
Flood Zone	Zone X (minimal risk)
APN	`64-00145-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`64-00145-0000-00033`
Alternative APNs	`640014500033` `000204`

Interior

Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	000204
Street Address	177 W PROSPECT ST
City	WALDWICK
State	NJ
Zip	07463-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	60 X 100
Legal Block	145
Legal Lot Number	33
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	2
Census Block	2004
Census Tract	56200

Owner

177 W Prospect St is owned and occupied by two individuals who bought it in June 1999.

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	177 W PROSPECT ST, WALDWICK, NJ 07463-1332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 1999 · Amount on File
Deed Sale	Jun 2, 1999 · Amount on File
Deed Document Number	199992343
Deed Book / Page	8173 / 487
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 177 W Prospect St was $11,296, up 3.7% from the year before.

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,200 (-) Land $241,100 Building $251,100	$492,200 (-) Land $241,100 Building $251,100
2025	$11,296.00 (+3.66%)	$492,200 Land $241,100 Building $251,100	$492,200 Land $241,100 Building $251,100
2024	$10,897.00
2023		$463,500 Land $206,100 Building $257,400	$463,500 Land $206,100 Building $257,400
2022	$13,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 W Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 W Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20