Hennepin County property record for 177 W Lake St, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,320 sqft · built 1932 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Aug 2008) |
| Tax Bill | $12,772 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-117-23-43-0013 |
| Primary APN | 27-117-23-43-0013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 1,990 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 670 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 10 ft deep x 5.5 ft wide |
| View / Lot | Lake |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 177 W LAKE ST |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-1757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 314 B AUDITORS SUBD. NO. 135 LOT 314 AND THAT PART OF LOT 315 LYING ELY OF A LINE RUNNING FROM MOST NLY COR THOF TO A PT ON SELY LINE THOF DIS 18.4 FT SWLY FROM MOST ELY T IRREGULAR |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 27 |
| Legal Quarter | 43 |
| Legal Subdivision | AUDITORS SUBD. NO. 135 |
| Legal Block | 2 |
| Legal Lot Number | 314 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | EXCELSIOR |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 27501 |
177 W Lake St is owned and occupied by two individuals who bought it in August 2008.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 177 W LAKE ST, EXCELSIOR, MN 55331-1757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2008 · Amount on File |
| Deed Sale | Aug 18, 2008 · Amount on File |
| Prior Sale | Jan 26, 2005 · Amount on File |
| Deed Document Number | 2008979869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 177 W LAKE ST, EXCELSIOR, MN 55331-1757 |
| Document Number | 0005672418 |
| Instrument Date | May 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 177 WLAKE ST EXCELSIOR MN 55331, EXCELSIOR, MN 55331 |
| Document Number | 0005672418 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 5672418 |
| Name | CITY & CNTY EMP CU |
|---|---|
| Type | Credit Union |
| Address | MINNETONKA, MN 55305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 19, 2029 |
The 2025 property tax bill for 177 W Lake St was $12,772.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Excelsior City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,772.00 | $954,900 Land $622,300 Building $332,600 | $954,900 Land $622,300 Building $332,600 |
| 2023 | $9,518.00 Homeowner's exemption | ||
| 2022 | $754,000 Land $448,000 Building $306,000 | $754,000 Land $448,000 Building $306,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 177 W Lake St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1987–2014) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 177 W Lake St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Excelsior serves 2,483 people · EPA ID MN1270012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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