177 Terrapin, Irvine, CA 92618 Property Records

Orange County property record for 177 Terrapin, Irvine, CA 92618

Property Summary

Property Type	Condominium
Details	4 bd · 4.5 ba · 2,633 sqft · built 2018
Owner	2 Individual Names on Record
Last Sale	$1,110,000 (Mar 2018)
Tax Bill	$22,990 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`939-224-55`

Property Details

APN / Parcel Number

Primary APN	`939-224-55`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,633 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	177 TERRAPIN
City	IRVINE
State	CA
Zip	92618-0854
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 17900 BLK LOT 7 UN 4 LOT 7 OF TRACT 17900 OF CONDO PROJECT 939-22
Legal Subdivision	TRACT 17900
Legal Tract	17900
Legal Lot Number	7
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3002
Census Tract	52439

Owner

Source: Orange County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	177 TERRAPIN, IRVINE, CA 92618-0854
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage OAKTREE FUNDING CORPORATION
Oct 31, 2025	Deed of Trust, Mortgage · Balloon Mortgage FLYHOMES MORTGAGE LLC
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage SEA COUNTRY MORTGAGE INC
Jul 20, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2018 · Amount on Record
Deed Sale	Mar 13, 2018 · Amount on Record
Deed Document Number	201887396
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Jul 31, 2026
Property Address	177 TERRAPIN, IRVINE, CA 92618-0854
Document Number	0000218244
Instrument Date	Jul 29, 2026
Instrument	2026218244
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SUMMIT CT, RANCHO SANTA MARGARITA, CA 92688-5544

Mortgage

Document Number	0000218244,
Date	Jul 31, 2026
Instrument	2026218244

Lender

Name	OAKTREE FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	177 TERRAPIN, IRVINE, CA 92618-0854
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 TERRAPIN, IRVINE, CA 92618-0854

Mortgage

Document Number	0000298972
Date	Oct 31, 2025
Instrument	2025000298972

Lender

Name	FLYHOMES MORTGAGE LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98005

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	177 TERRAPIN, IRVINE, CA 92618-0854
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 TERRAPIN, IRVINE, CA 92618-0854

Mortgage

Document Number	0000464789
Date	Jul 20, 2021
Instrument	2021000464789

Lender

Name	SEA COUNTRY MORTGAGE INC
Type	Mortgage Company
Address	SAN JUAN CAPISTRANO, CA 92675

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	177 TERRAPIN, IRVINE, CA 92618-0854
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 TERRAPIN, IRVINE, CA 92618-0854

Mortgage

Document Number	0000464790
Date	Jul 20, 2021
Instrument	2021000464790

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,288,234 (+2%) Land $776,701 Building $511,533
2025	$22,990.00 (+4.24%)	$1,262,975 (+4.04%) Land $761,472 Building $501,503
2023	$22,054.00 (+2%)	$1,213,933 Land $731,903 Building $482,030
2022	$21,622.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Google Fiber, T-Mobile.

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