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177 SW Otter Run Pl, Stuart, FL 34997 Property Records

Martin County property record for 177 SW Otter Run Pl, Stuart, FL 34997

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,753 sqft · built 2010
Lot Size0.085 acres (3,707 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Jul 2022)
Tax Bill$4,545 (2025)
Deeds & MortgagesJul 2022 Sale
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN41-38-41-007-000-0029.0-0-0000

Property Details

APN / Parcel Number

Primary APN41-38-41-007-000-0029.0-0-0000
Alternative APNs
  • 41-38-41-007-000-00290-0
  • 372952

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,753 sqft Living Area
Gross Area1,993 sqft
1st Floor Area758 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area3,707 sqft (0.085 acres)
View / LotHomesite
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Porch Area65 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number372952
Street Address177 SW OTTER RUN PL
CitySTUART
StateFL
Zip34997-3044
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUDR
Legal DescriptionLOT 29 PH 2 WHITEMARSH RESERVE PUD (PB 16 PG 38)
Legal Range41E
Legal Township38S
Legal Section41
Legal SubdivisionWHITEMARSH RESERVE
Legal Block2
Legal Lot Number29
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2001
Census Tract1103

Owner

177 SW Otter Run Pl, a townhouse, is owned and occupied by two individuals who bought it in July 2022.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address177 SW OTTER RUN PL, STUART, FL 34997-3044
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2022 · Amount on File
Deed SaleJul 27, 2022 · Amount on File
Prior SaleApr 1, 2016 · Amount on File
Deed Document Number20222972544
Deed Book / Page3326 / 2435
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJul 27, 2022
Property Address177 SW OTTER RUN PL, STUART, FL 34997-3044
Document Number0033262435
Book / Page3326 / 2435
Map ReferenceMB 16 PG 38
Instrument DateJul 20, 2022
Instrument2972544
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$2,625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address594 NLL SEN PPL, 594, STUART, FL 34997

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 SW OTTER RUN PL, STUART, FL 34997-3044

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address177 SW OTTER RUN PL, STUART, FL 34997-3044
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031361407
DateJun 18, 2020
Book Page3136/1407
Instrument2820475
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 177 SW Otter Run Pl was $4,545 with a homeowner's exemption, down 13.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,545.00 (-13.54%) Additional exemption filed$330,120 Land $100,000 Building $230,120$330,120 Land $100,000 Building $230,120
2024$5,257.00 (-2.34%)
2023$5,383.00 (+38.34%)$322,280 (+45.05%) Land $100,000 Building $222,280$322,280 (+27.18%) Land $100,000 Building $222,280
2022$3,891.00$222,178$253,400 Land $50,000 Building $203,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 SW Otter Run Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 61 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 SW Otter Run Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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