177 SW Gary Liberty Loop, Lake City, FL 32025 Property Records

Columbia County property record for 177 SW Gary Liberty Loop, Lake City, FL 32025 · Last verified April 2026

Property Highlights

Property Type	Agriculture / Farming > General Agricultural/Rural
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	2,813 sqft Gross Area
Lot Size	1,071,576 sqft (24.6 acres)
Garage	Attached, 525 sqft
Occupancy	Owner Occupied
Tax Bill	$2,203.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`32-4S-17-08928-002`
Alternative APN	`R08928002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,813 sqft Gross Area
1st Floor	1,756 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	1,071,576 sqft (24.6 acres)
Garage Type	Attached Garage
Garage Area	525 sqft Garage
Shed	1 Shed
Topography	Rolling Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	177 SW GARY LIBERTY LOOP
City	LAKE CITY
State	FL
Zip	32025-2459
Property Usage	Agriculture or Farming Property Usage
Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	COMM SE COR OF NE1/4 OF SW1/4,
Legal Range	17E
Legal Township	04S
Legal Section	32
Jurisdiction	COLUMBIA FL
Minor Civil Division	LAKE CITY
Census Blockgroup	4
Census Block	4021
Census Tract	110800

Owner

Source: Columbia County records · APN 32-4S-17-08928-002

Assessment roll updated January 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals Owners
Mailing Address	177 SW GARY LIBERTY LOOP, LAKE CITY, FL 32025-2459
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PHH MORTGAGE SERVICES CORP
Aug 14, 2018	Warranty Deed, Transfer · Line of Credit PEOPLES BK
Apr 12, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Known Transactions	Sep 05, 2017 Nov 01, 2016
Deed Doc Number	201716727
Deed Book / Page	1343 / 2740
Last Transfer Date	Mar 15, 2021
Transfer Doc	0014342292
Record Refreshed	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA FL
Property Address	177 SW GARY LIBERTY LOOP, LAKE CITY, FL 32025-2459
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 SW GARY LIBERTY LOOP, LAKE CITY, FL 32025-2459

Mortgage

Document Number	0014402715
Date	Jun 28, 2021
Book Page	1440/2715
Instrument	202112012801

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA FL
Recording Date	Aug 14, 2018
Property Address	177 SW GARY LIBERTY LOOP, LAKE CITY, FL 32025-2459
Document Number	0013661598
Book / Page	001366 / 001598
Instrument Date	Aug 14, 2018
Instrument	12016847
Transaction Type	Transfer
Record Updated	Mar 08, 2021
Title Company	ABSTRACT AND TITLE SERVICES INC, ABSTRACT & TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,929.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	164 SW SAPLING GLN LAKE CITY FL 320240124, LAKE CITY, FL 32024-0124

Mortgage

Document Number	13661606
Date	Aug 14, 2018
Book Page	001366/001606
Instrument	12016851

Lender

Name	PEOPLES BK
Type	Bank
Address	LAKE CITY, FL 32025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA FL
Recording Date	Apr 12, 2018
Property Address	177 SW GARY LIBERTY LOOP, LAKE CITY, FL 32025-2459
Document Number	0013571927
Book / Page	001357 / 001927
Instrument Date	Apr 12, 2018
Instrument	12007182
Transaction Type	Transfer
Record Updated	Feb 08, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	177 SW GARY LIBERTY LOOP LAKE CITY FL 320252459, LAKE CITY, FL 32025-2459

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated January 7, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,995 (+2.56%)	$512,480 (-0.6%) Land $281,600 Building $230,880
2025		$176,482 (+5.69%)	$515,563 (+11.22%)
2024	$2,203.00 (+3.09%)
2023	$2,137.00 (+4.19%) Homeowner's exemption	$166,974 (+4.92%)	$463,544 (+4.55%)
2022	$2,051.00 Homeowner's exemption	$159,146	$443,386

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