177 Stone Crop Ln, Boone, NC 28607 Property Records

Watauga County property record for 177 Stone Crop Ln, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,317 sqft · built 2012
Lot Size	0.144 acres (6,273 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Jul 2020)
Tax Bill	$3,813 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2848-78-8015-000`

Property Details

APN / Parcel Number

Primary APN	`2848-78-8015-000`
Alternative APNs	`1784916` `1859261`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,317 sqft Living Area
1st Floor Area	1,182 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,273 sqft (0.144 acres)
Garage Area	330 sqft
Porch	Porch
Porch Area	1,082 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1859261
Street Address	177 STONE CROP LN
City	BOONE
State	NC
Zip	28607-9178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BRMC
Legal Subdivision	BRMC
Legal Lot Number	9
Jurisdiction	WATAUGA NC
Township / Civil Division	ELK
Census Block Group	2
Census Block	2023
Census Tract	920702

Owner

Source: Watauga County records · APN 2848-78-8015-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5902 BILLET RD, OAK RIDGE, NC 27310-9724
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Sep 11, 2023	Warranty Deed, Transfer
Jul 21, 2023	Intrafamily Transfer, Transfer
Jul 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 25, 2017	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Aug 25, 2017 · Amount on Record
Deed Document Number	2020692806
Deed Book / Page	2108 / 388
Last Transfer Date	Feb 28, 2025
Transfer Doc	0024250342
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Recording Date	Apr 17, 2026
Property Address	177 STONE CROP LN, BOONE, NC 28607-9178
Document Number	0000759063
Book / Page	2481 / 196
Instrument Date	Apr 14, 2026
Instrument	2026.759063
Record Updated	Apr 30, 2026
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5902 BILLET RD, OAK RIDGE, NC 27310-9724

Mortgage

Document Number	0000759063,
Date	Apr 17, 2026
Book Page	2481/196
Instrument	2026.759063

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Recording Date	Apr 17, 2026
Property Address	177 STONE CROP LN, BOONE, NC 28607-9178
Document Number	0024810196
Book / Page	2481 / 196
Instrument Date	Apr 14, 2026
Instrument	2026759063
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5902 BILLET RD, OAK RIDGE, NC 27310-9724

Mortgage

Document Number	0000759063,
Date	Apr 17, 2026
Book Page	2481/196
Instrument	2026759063

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 11, 2023
Property Address	177 STONE CROP LN, BOONE, NC 28607-9178
Document Number	0023500929
Book / Page	2350 / 929
Map Reference	MB 22 PG 493
Instrument Date	Aug 31, 2023
Instrument	734468
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Tax	$3,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2548 PERRY VIEW LN, DENVER, NC 28037-8661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5902 BILLET RD, OAK RIDGE, NC 27310-9724

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WATAUGA NC
Recording Date	Jul 21, 2023
Property Address	177 STONE CROP LN, BOONE, NC 28607-9178
Document Number	0023420723
Book / Page	2342 / 723
Map Reference	MB 22 PG 493
Instrument Date	Jul 21, 2023
Instrument	732937
Transaction Type	Transfer
Record Updated	Aug 04, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2548 PERRY VIEW LN, DENVER, NC 28037-8661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2548 PERRY VIEW LN, DENVER, NC 28037-8661

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 23, 2020
Property Address	177 STONE CROP LN, BOONE, NC 28607-9178
Document Number	0021080388
Book / Page	002108 / 000388
Instrument Date	Jul 14, 2020
Instrument	692806
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,900.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2548 PERRY VIEW LN DENVER NC 280378661, DENVER, NC 28037-8661

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 25, 2017
Property Address	177 STONE CROP LN, BOONE, NC 28607-9178
Document Number	0019340840
Book / Page	1934 / 0840
Instrument Date	Aug 23, 2017
Instrument	661435
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 ARNOLD PALMER DR, ADVANCE, NC 27006-7310

Mortgage

Document Number	0019340845
Date	Aug 25, 2017
Book Page	1934/0845
Instrument	661436

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,813.00 (+0.34%)	$917,500 (-) Land $77,600 Building $839,900
2024	$3,800.00 (+0.61%)		$917,500 Land $77,600 Building $839,900
2023		$917,500 (-) Land $77,600 Building $839,900
2022	$3,777.00	$917,500 Land $77,600 Building $839,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wilkes Telephone Membership Fiber	1,000 / 1,000

Based on FCC filings for 21 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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