177 State Rd 65, River Falls, WI 54022 Property Records

St. Croix County property record for 177 State Rd 65, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on File
Last Sale	$220,000 (May 2006)
Tax Bill	$5,122 (2026)
Deeds & Mortgages	Apr 2020 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`022-1086-50-000`

Property Details

APN / Parcel Number

Primary APN	`022-1086-50-000`
Alternative APN	`30.28.18.466D`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	177 STATE ROAD 65
City	RIVER FALLS
State	WI
Zip	54022-5714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 30 T28N R18W 1A A PARCEL IN NW NE AS IN VOL 402/83 543/435
Legal Range	18W
Legal Township	28N
Legal Section	30
Legal Subdivision	CERTIFIED SURVEY MAP
Jurisdiction	ST CROIX WI
Township / Civil Division	KINNICKINNIC
Census Block Group	1
Census Block	1018
Census Tract	120901

Owner

177 State Rd 65 is owner-occupied and held in a trust since September 2014.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	177 STATE ROAD 65, RIVER FALLS, WI 54022-5714
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
May 9, 2019	Deed of Trust, Mortgage · Line of Credit ROYAL CU
Feb 16, 2017	Deed of Trust, Mortgage ASSOCIATED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2006 · Amount on File
Deed Sale	May 2, 2006 · Amount on File
Deed Document Number	2006824133
Last Transfer Date	Sep 23, 2014
Transfer Doc	0001003314
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	177 STATE ROAD 65, RIVER FALLS, WI 54022-5714
Document Number	0001100716
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	177 STATE RD RIVER FALLS WI 54022, RIVER FALLS, WI 54022

Mortgage

Document Number	0001100716
Date	Apr 20, 2020
Instrument	1100716

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 19, 2040

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	177 STATE ROAD 65, RIVER FALLS, WI 54022-5714
Document Number	0001081570
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	177 STATE ROAD 65 RIVER FALLS WI 540225714, RIVER FALLS, WI 54022-5714

Mortgage

Document Number	0001081570
Date	May 14, 2019
Instrument	1081570

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 13, 2039

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	177 STATE ROAD 65, RIVER FALLS, WI 54022-5714
Document Number	0001043879
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	177 STATE ROAD 65 RIVER FALLS WI 540225714, RIVER FALLS, WI 54022-5714

Mortgage

Document Number	0001043879
Date	Feb 21, 2017
Instrument	1043879

Lender

Name	ASSOCIATED BK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 20, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 177 State Rd 65 was $5,122 with a homeowner's exemption, up % from the year before.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Kinnickinnic Town
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,122.00 (+0.02%) Homeowner's exemption
2025	$5,121.00 Homeowner's exemption	$361,300 Land $140,000 Building $221,300	$361,300 Land $140,000 Building $221,300
2023	$4,664.00 Homeowner's exemption	$361,300 Land $140,000 Building $221,300	$361,300 Land $140,000 Building $221,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 State Rd 65 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1998–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 State Rd 65 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Swiftcurrent Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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