177 Speed Rd, Spencer, WV 25276 Property Records

Roane County property record for 177 Speed Rd, Spencer, WV 25276

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 2011
Lot Size	2.94 acres (128,066 sqft)
Owner	Individual Name on File
Tax Bill	$604 (2026)
Deeds & Mortgages	May 2019 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-37-0030.0002`

Property Details

APN / Parcel Number

Primary APN	`07-37-0030.0002`
Alternative APNs	`44-07-0037-0030-0002` `44-07-37-0030.0002` `76001224`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	2,944 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	128,066 sqft (2.94 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	76001224
Street Address	177 SPEED RD
City	SPENCER
State	WV
Zip	25276-8819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.94 SUR SPRING CREEK
Legal Subdivision	SUR SPRING CREEK
Jurisdiction	ROANE WV
Township / Civil Division	II
Census Block Group	2
Census Block	2000
Census Tract	962902

Owner

177 Speed Rd is owned and occupied by an individual who acquired it in May 2019.

Source: Roane County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	177 SPEED RD, SPENCER, WV 25276-8819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage POCA VALLEY BANK
Sep 22, 2021	Warranty Deed, Transfer · VA Mortgage PRIMELENDING PLAINSCAPITAL CO
May 1, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 1, 2019
Transfer Doc	000587/650
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	177 SPEED RD, SPENCER, WV 25276-8819
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000351/439
Date	May 24, 2019
Book Page	351/439
Instrument	2157769

Lender

Name	POCA VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2049

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROANE WV
Recording Date	Sep 22, 2021
Property Address	177 SPEED RD, SPENCER, WV 25276-8819
Document Number	000627/462
Book / Page	627 / 462
Map Reference	DB 516 PG 107
Instrument Date	Sep 20, 2021
Instrument	2178677
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	BESTITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,078.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000365/251
Date	Sep 22, 2021
Book Page	365/251
Instrument	2178678

Lender

Name	PRIMELENDING PLAINSCAPITAL CO
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROANE WV
Recording Date	May 1, 2019
Property Address	177 SPEED RD, SPENCER, WV 25276-8819
Document Number	000587/650
Book / Page	587 / 650
Map Reference	DB 516 PG 107
Instrument Date	May 1, 2019
Instrument	2157104
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 SPEED RD, SPENCER, WV 25276-8819

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	177 SPEED RD, SPENCER, WV 25276-8819

Tax Assessment & Valuation

The 2026 property tax bill for 177 Speed Rd was $604, up 5.6% from the year before.

Source: Roane County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$604.00 (+5.59%)	$69,060 (+5.99%) Land $9,300 Building $59,760	$115,100 (+5.99%) Land $15,500 Building $99,600
2025	$572.00	$65,160 Land $8,700 Building $56,460	$108,600 Land $14,500 Building $94,100
2023	$543.00 (+0.93%)	$61,080 (+1.8%) Land $8,040 Building $53,040	$101,800 (+1.8%) Land $13,400 Building $88,400
2022	$538.00	$60,000 Land $7,740 Building $52,260	$100,000 Land $12,900 Building $87,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 Speed Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Speed Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 44% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPT serves 4,630 people · EPA ID WV3304405
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: T-Mobile.

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