177 Smithneck Rd, Loyalton, CA 96118 Property Records

Sierra County property record for 177 Smithneck Rd, Loyalton, CA 96118

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,818 sqft · built 1984
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,721 (2025)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-150-038-000`

Property Details

APN / Parcel Number

Primary APN	`016-150-038-000`
Alternative APN	`0161500380`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,818 sqft Living Area
Gross Area	2,442 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	45,738 sqft
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Old Parcel Number	0161500380
Street Address	177 SMITHNECK RD
City	LOYALTON
State	CA
Zip	96118-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	LOT 139 SIERRA BROOKS UNIT 1
Legal Subdivision	SIERRA BROOKS
Legal Lot Number	139
Jurisdiction	SIERRA CA
Township / Civil Division	EAST SIERRA
Census Block Group	5
Census Block	5022
Census Tract	10000

Owner

Source: Sierra County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 20, LOYALTON, CA 96118-0020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Intrafamily Transfer, Transfer
Mar 31, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MUFG UNION BANK NA
Sep 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 4, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 23, 2021
Transfer Doc	0000172716
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SIERRA CA
Recording Date	Mar 31, 2021
Property Address	177 SMITHNECK RD, LOYALTON, CA 96118-9700
Document Number	0000172716
Map Reference	MB 3 PG 79
Instrument Date	Mar 23, 2021
Instrument	2021172716
Transaction Type	Transfer
Record Updated	Sep 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 SMITHNECK RD, LOYALTON, CA 96118-9700

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SIERRA CA
Recording Date	Mar 31, 2021
Property Address	177 SMITHNECK RD, LOYALTON, CA 96118-9700
Document Number	0000172717
Map Reference	MB 3 PG 79
Instrument Date	Mar 23, 2021
Instrument	2021172717
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	177 SMITHNECK RD, LOYALTON, CA 96118-9700

Mortgage

Document Number	0000172718
Date	Mar 31, 2021
Instrument	2021172718

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SIERRA CA
Recording Date	Sep 23, 2019
Property Address	177 SMITHNECK RD, LOYALTON, CA 96118-9700
Document Number	0000170262
Instrument Date	Sep 23, 2019
Instrument	170262
Transaction Type	Transfer
Record Updated	Oct 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	177 SMITHNECK RD LOYALTON CA 96118, LOYALTON, CA 96118

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SIERRA CA
Recording Date	Jan 4, 2017
Property Address	177 SMITHNECK RD, LOYALTON, CA 96118-9700
Document Number	0000166122
Map Reference	MB3 PG79
Instrument Date	Dec 24, 2016
Instrument	2016166122
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	177 SMITHNECK RD, LOYALTON, CA 96118-9700
Mail Care Of	RONALD COLCORD

Mortgage

Document Number	0000166123
Date	Jan 4, 2017
Instrument	2016166123

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Sierra County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Sierra County
Unified School District	Sierra-Plumas Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$197,059 (+2%) Land $31,673 Building $165,386
2025	$2,721.00 (+1.42%) Homeowner's exemption	$193,196 (+4.04%) Land $31,052 Building $162,144
2024	$2,683.00 (+1.4%)
2023	$2,646.00 (-2%) Homeowner's exemption	$185,697 Land $29,848 Building $155,849
2022	$2,700.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	9 (1996–2017)
Most Recent Claim	Jan 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97% of the US · above 85% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIERRA CSA #5, SIERRA BROOKS serves 726 people · EPA ID CA4600009
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
DigitalPath Fixed Wireless	75 / 10
Plumas-Sierra Telecommunications Fixed Wireless · not low latency	50 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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