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177 SE Four Winds Dr, Stuart, FL 34996 Property Records

Martin County property record for 177 SE Four Winds Dr, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,536 sqft · built 1978
Lot Size0.298 acres (12,981 sqft)
Owner2 Individual Names on File
Last Sale$105,800 (Nov 2017)
Tax Bill$2,109 (2025)
Deeds & MortgagesMay 2021 Mortgage
Nov 2017 Sale
Flood ZoneZone X (minimal risk)
APN03-38-41-006-007-0023.0-9-0000

Property Details

APN / Parcel Number

Primary APN03-38-41-006-007-0023.0-9-0000
Alternative APNs
  • 03-38-41-006-007-00230-9
  • 338410060070023090000
  • 19965

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,536 sqft Living Area
Gross Area2,460 sqft
1st Floor Area1,536 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,981 sqft (0.298 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchScreened Concrete Masonry Porch
Porch Area540 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number19965
Street Address177 SE FOUR WINDS DR
CitySTUART
StateFL
Zip34996-1301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionKRUEGER PARK LOTS 23 & 24 BLK 7
Legal Range41E
Legal Township38S
Legal Section3
Legal SubdivisionKRUEGER PARK
Legal Block7
Legal Lot Number23,24
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2024
Census Tract902

Owner

177 SE Four Winds Dr is owned and occupied by two individuals who bought it in November 2017.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address177 SE FOUR WINDS DR, STUART, FL 34996-1301
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Nov 8, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2017 · Amount on File
Deed SaleNov 8, 2017 · Amount on File
Prior SaleApr 23, 2007 · Amount on File
Deed Document Number20172663615
Deed Book / Page2958 / 1240
Prior Transfer DateOct 13, 2017
Prior Transfer Doc0029581240
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address177 SE FOUR WINDS DR, STUART, FL 34996-1301
Transaction TypeMortgage
Record UpdatedJun 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 SE FOUR WINDS DR, STUART, FL 34996-1301

Mortgage

Document Number0032232680
DateMay 12, 2021
Book Page3223/2680
Instrument2888318
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateNov 8, 2017
Property Address177 SE FOUR WINDS DR, STUART, FL 34996-1301
Document Number0029581240
Book / Page002958 / 001240
Instrument DateOct 13, 2017
Instrument2663615
Transaction TypeTransfer
Record UpdatedNov 16, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$740.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address177 SE FOUR WINDS DR STUART FL 349961301, STUART, FL 34996-1301

Tax Assessment & Valuation

The 2025 property tax bill for 177 SE Four Winds Dr was $2,109 with a homeowner's exemption, down 0.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,109.00 (-0.57%) Homeowner's exemption$155,210$405,520 Land $210,000 Building $195,520
2024$2,121.00 (+3.51%)
2023$2,049.00 (+4.01%) Additional exemption filed$146,443 (+3%)$389,850 (+55.72%) Land $210,000 Building $179,850
2022$1,970.00 Homeowner's exemption$142,178$250,350 Land $150,000 Building $100,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 SE Four Winds Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 69 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims11 (1978–2018)
Claims Outside the SFHA4 of 11
Most Recent ClaimMay 2018
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 SE Four Winds Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Blue Stream.

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