177 School St, Damariscotta, ME 04543 Property Records

Lincoln County and Damariscotta Town property record for 177 School St, Damariscotta, ME 04543 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,033 sqft · built 1950
Lot Size1.31 acres (57,064 sqft)
Owner2 Individual Names on File
Tax Bill$6,155 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Sep 2021 Refinance
Flood ZoneZone X (minimal risk)
APNDAMA M:011 L:018

Property Details

APN / Parcel Number

Primary APNDAMA M:011 L:018
Alternative APN
  • 790

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,033 sqft Living Area
1st Floor Area1,242 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area57,064 sqft (1.31 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number790
Street Address177 SCHOOL ST
CityDAMARISCOTTA
StateME
Zip04543-4621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number18
JurisdictionDAMARISCOTTA ME
Township / Civil DivisionDAMARISCOTTA
Census Block Group4
Census Block4005
Census Tract975300

Owner

Source: Lincoln County and Damariscotta Town records · APN DAMA M:011 L:018

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 582, DAMARISCOTTA, ME 04543-0582
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Line of Credit
1ST NATIONAL BANK
Sep 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
1ST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAMARISCOTTA ME
Property Address177 SCHOOL ST, DAMARISCOTTA, ME 04543-4621
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062910015
DateNov 24, 2025
Book Page6291/15
Instrument120075
Lender
Name1ST NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueDec 01, 2045
Interest
Rate TypeAdjustable Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAMARISCOTTA ME
Property Address177 SCHOOL ST, DAMARISCOTTA, ME 04543-4621
Transaction TypeMortgage
Record UpdatedOct 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057810180
DateSep 27, 2021
Book Page5781/180
Instrument79739
Lender
Name1ST NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Lincoln County and Damariscotta Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountyLincoln County
County SubdivisionDamariscotta Town
Secondary School DistrictDamariscotta (09 - 12)
Elementary School DistrictGreat Salt Bay Community School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,155.00 (+13.67%)$292,700 (-) Land $92,100 Building $200,600
2024$5,415.00 (+32.95%)$292,700 (+19.66%) Land $92,100 Building $200,600
2023$325,850
2022$4,073.00$244,600 Land $76,700 Building $167,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (23015C), updated April 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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