177 Samuel Nicholas Dr, Cameron, NC 28326 Property Records

Harnett County property record for 177 Samuel Nicholas Dr, Cameron, NC 28326

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,390 sqft · built 2015
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Nov 2024)
Tax Bill$2,676 (2026)
Deeds & MortgagesDec 2025 Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1500067195

Property Details

APN / Parcel Number

Primary APN1500067195
Alternative APNs
  • 09956514 0282 13
  • 1500036083

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,390 sqft Heated Area
1st Floor Area1,108 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area43,560 sqft (1 acres)
Garage Area400 sqft
PorchPorch
Porch Area112 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1500067195
Street Address177 SAMUEL NICHOLAS DR
CityCAMERON
StateNC
Zip28326-8388
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA20R
Legal DescriptionLT#314 COLONY PH#B PT 2&2C .2204AC MAP#2013-70
Legal SubdivisionLEXINGTON PLANTATION
Legal PhaseB
Legal Lot Number314
JurisdictionHARNETT NC
Township / Civil DivisionANDERSON CREEK
Census Block Group2
Census Block2000
Census Tract71303

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address177 SAMUEL NICHOLAS DR, CAMERON, NC 28326-8388
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Deed of Trust, Mortgage · VA Mortgage
E MORTGAGE CAPITAL INC
Apr 20, 2020Warranty Deed, Transfer
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2024 · Amount on Record
Deed SaleNov 12, 2024 · Amount on Record
Prior SaleApr 20, 2020 · Amount on Record
Deed Document Number202420061
Deed Book / Page4260 / 1297
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address177 SAMUEL NICHOLAS DR, CAMERON, NC 28326-8388
Transaction TypeMortgage
Record UpdatedDec 17, 2025
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 SAMUEL NICHOLAS DR, CAMERON, NC 28326-8388

Mortgage

Document Number0000022877
DateDec 2, 2025
Book Page4316/197
Instrument2025022877
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
Address3750 S SUSAN ST, SANTA ANA, CA 92704
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateApr 20, 2020
Property Address177 SAMUEL NICHOLAS DR, CAMERON, NC 28326-8388
Document Number0000006049
Book / Page003803 / 000861
Instrument DateApr 16, 2020
Instrument6049
Transaction TypeTransfer
Record UpdatedJun 9, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$464.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address177 SAMUEL NICHOLAS DR CAMERON NC 283268388, CAMERON, NC 28326-8388

Mortgage

Document Number6050
DateApr 20, 2020
Book Page003803/000865
Instrument6050
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
AmountAmount Recorded
Term360 Months
DueApr 19, 2050

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,676.00 (+29.84%)$345,590 (+24.34%)$345,590 (+24.34%) Land $67,000 Building $278,590
2025$2,061.00$277,930 (-)$277,930 (-) Land $39,000 Building $238,930
2023$2,061.00$277,930$277,930 Land $39,000 Building $238,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2017–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 81% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARNETT REGIONAL WATER
serves 121,885 people · EPA ID NC0343045
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Hotwire Communications
Fiber
1,000 / 200
Verizon
Fixed Wireless
300 / 20

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