177 S Sewalls Point Rd, Stuart, FL 34996 Property Records

Martin County property record for 177 S Sewalls Point Rd, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,440 sqft · built 1976
Lot Size	0.511 acres (22,259 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (May 2016)
Tax Bill	$6,778 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`13-38-41-006-000-0006.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`13-38-41-006-000-0006.0-8-0000`
Alternative APNs	`13-38-41-006-000-00060-8` `27828`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,440 sqft Living Area
Gross Area	4,061 sqft
1st Floor Area	1,526 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,259 sqft (0.511 acres)
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	1,018 sqft
Deck Area	154 sqft
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27828
Street Address	177 S SEWALLS POINT RD
City	STUART
State	FL
Zip	34996-7016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WHITE FENCE ACRES LOT 6
Legal Range	41E
Legal Township	38S
Legal Section	13
Legal Subdivision	WHITE FENCE ACRES
Legal Block	1
Legal Lot Number	6
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1018
Census Tract	502

Owner

177 S Sewalls Point Rd is owned and occupied by an individual who bought it in May 2016.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	177 S SEWALLS POINT RD, STUART, FL 34996-7016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY FUNDING MORTGAGE CORP
Jul 7, 2017	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2016 · Amount on File
Deed Sale	May 12, 2016 · Amount on File
Prior Sale	Jun 8, 2015 · Amount on File
Deed Document Number	20162573468
Deed Book / Page	2852 / 1274
Prior Transfer Date	May 4, 2016
Prior Transfer Doc	0028521274
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	177 S SEWALLS POINT RD, STUART, FL 34996-7016
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 S SEWALLS POINT RD, STUART, FL 34996-7016

Mortgage

Document Number	0032980199
Date	Mar 7, 2022
Book Page	3298/199
Instrument	2946895

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	177 S SEWALLS POINT RD, SEWALLS POINT, FL 34996-7016
Document Number	0029381436
Book / Page	002938 / 001436
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 S SEWALLS POINT RD STUART FL 349967016, STUART, FL 34996-7016

Mortgage

Document Number	0029381436
Date	Jul 20, 2017
Book Page	002938/001436
Instrument	2646478

Lender

Name	CENTERSTATE BK/FL
Type	Bank
Address	STUART, FL 34996

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 19, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 177 S Sewalls Point Rd was $6,778 with a homeowner's exemption, down 0.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,778.00 (-0.47%) Homeowner's exemption	$446,186	$825,990 Land $396,000 Building $429,990
2024	$6,810.00 (+2.14%)
2023	$6,667.00 (+3.35%) Additional exemption filed	$420,983 (+3%)	$756,510 (+18.09%) Land $315,000 Building $441,510
2022	$6,451.00 Homeowner's exemption	$408,722	$640,640 Land $288,000 Building $352,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 S Sewalls Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 179 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 S Sewalls Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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