177 S Mesquite Dr, Payson, AZ 85541 Property Records

Gila County property record for 177 S Mesquite Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,126 sqft · built 1976
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Aug 2019)
Tax Bill	$1,504 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`304-31-019A`

Property Details

APN / Parcel Number

Primary APN	`304-31-019A`
Alternative APNs	`M001558` `R033194` `033194`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,126 sqft Living Area
Gross Area	2,726 sqft
1st Floor Area	2,126 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Asbestos
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	M001558
Street Address	177 S MESQUITE DR
City	PAYSON
State	AZ
Zip	85541-2093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 25 TOWNSHIP: 09N RANGE: 10E W1/2 OF LOT 12 OF GISELA RANCHES SUBDIVISION OF PLAT 404NE1/4 SEC 25 T9N R10E = 0.50 AC
Legal Range	10E
Legal Township	09N
Legal Section	25
Legal Subdivision	GISELA RANCHES SUBD
Legal Lot Number	12
Jurisdiction	GILA AZ
Township / Civil Division	TONTO BASIN
Census Block Group	1
Census Block	1013
Census Tract	600

Owner

Source: Gila County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	177 S MESQUITE DR, PAYSON, AZ 85541-2093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 1, 2019	Joint Tenancy Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Document Number	20198199
Prior Transfer Date	Jul 22, 2019
Prior Transfer Doc	0000008199
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	177 S MESQUITE DR, PAYSON, AZ 85541-2093
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 S MESQUITE DR, PAYSON, AZ 85541-2093

Mortgage

Document Number	0000014526
Date	Oct 22, 2021
Instrument	2021-014526

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2019: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	GILA AZ
Recording Date	Aug 1, 2019
Property Address	177 S MESQUITE DR, PAYSON, AZ 85541-2093
Document Number	0000008199
Map Reference	MAPS 563
Instrument Date	Jul 22, 2019
Instrument	2019-008199
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 S MESQUITE DR, 177, PAYSON, AZ 85541-2093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 S MESQUITE DR, PAYSON, AZ 85541-2093

Mortgage

Document Number	0000008200
Date	Aug 1, 2019
Instrument	2019-008200

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	May 30, 2018
Property Address	177 S MESQUITE DR, PAYSON, AZ 85541-2093
Document Number	0000005832
Map Reference	MAP563
Instrument Date	May 22, 2018
Instrument	2018-005832
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	921 E SYCAMORE ST, 921, GLOBE, AZ 85501-1749

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	436 JUNIPER LN, BAILEY, CO 80421-2030

Mortgage

Document Number	0000005833
Date	May 30, 2018
Instrument	2018-005833

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,807 (+10.48%) Land $5,082 Building $23,725	$288,076 (+10.48%) Land $50,823 Building $237,253
2025	$1,504.00 (+6.29%)
2024		$26,074 Land $3,251 Building $22,823	$260,738 Land $32,512 Building $228,226
2023	$1,415.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	20 (1993–2018)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Jul 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Jan 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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