177 S Estates Cir, Henderson, TX 75652 Property Records

Rusk County property record for 177 S Estates Cir, Henderson, TX 75652

Property Summary

Property Type	Single Family Home
Details	1,544 sqft · built 1982
Lot Size	1.92 acres (83,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,500 (Sep 2018)
Tax Bill	$3,021 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02945-00220-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`02945-00220-00000-000000`
Alternative APN	`17595`

Interior

Stories	1 Story
Building Area	1,544 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	83,635 sqft (1.92 acres)
Garage Area	506 sqft
Porch	Porch
Porch Area	160 sqft

Location & Zoning

Account Number	02945-00220-00000-000000
Street Address	177 S ESTATES CIR
City	HENDERSON
State	TX
Zip	75652-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 22 COUNTRY ROAD ESTS AB 231 W T DAVIS SUR
Legal Subdivision	DANIEL CLARK SURVEY ABSTRACT NUMBER
Legal Lot Number	22
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	3
Census Block	3011
Census Tract	950501

Owner

Source: Rusk County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	177 S ESTATES CIR, HENDERSON, TX 75652-9114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit EAST TEXAS PROFESSIONAL CU
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEXAS BANK
Sep 27, 2018	Vendor's Lien, Transfer · ARM
Sep 27, 2018	Vendor's Lien, Transfer · ARM EAST TEXAS PROFESSIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	2018191466
Deed Book / Page	3598 / 180
Prior Transfer Date	Jul 1, 2013
Prior Transfer Doc	3229/789
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	177 S ESTATES CIR, HENDERSON, TX 75652-9114
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003843/840
Date	Apr 4, 2022
Book Page	3843/840
Instrument	230038

Lender

Name	EAST TEXAS PROFESSIONAL CU
Type	Credit Union
Address	LONGVIEW, TX 75608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	177 S ESTATES CIR, HENDERSON, TX 75652-9114
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3782/696
Date	Jun 24, 2021
Book Page	3782/696
Instrument	221092

Lender

Name	TEXAS BANK
Type	Bank
Address	HENDERSON, TX 75652

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	Sep 27, 2018
Property Address	177 S ESTATES CIR, HENDERSON, TX 75652-9114
Document Number	3598/180
Book / Page	3598 / 180
Map Reference	VOL 1137 PG 577
Instrument Date	Sep 27, 2018
Instrument	191466
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 SUNDOWN TRL, HENDERSON, TX 75654-3242

Mortgage

Document Number	191467
Date	Sep 27, 2018
Instrument	191467

Lender

Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 1, 2023
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	10-Year TN
Max Rate	7.75%

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	Sep 27, 2018
Property Address	177 S ESTATES CIR, HENDERSON, TX 75652-9114
Document Number	3598/180
Book / Page	3598 / 180
Map Reference	VOL 1137 PG 577
Instrument Date	Sep 27, 2018
Instrument	191466
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 SUNDOWN TRL, HENDERSON, TX 75654-3242

Mortgage

Document Number	191467
Date	Sep 27, 2018
Instrument	191467

Lender

Name	EAST TEXAS PROFESSIONAL CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	Other
Max Rate	7.75%

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,021.00 (+346.23%) Homeowner's exemption	$208,640 (+0.8%) Land $40,720 Building $167,920	$208,640 (+0.8%) Land $40,720 Building $167,920
2025	$677.00 (-48.36%) Homeowner's exemption	$206,990 (+12.89%) Land $38,800 Building $168,190	$206,990 (+12.89%) Land $38,800 Building $168,190
2023		$183,350 Land $38,800 Building $144,550	$183,350 Land $38,800 Building $144,550
2022	$1,311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW PROSPECT WSC PLANT 1 serves 936 people · EPA ID TX2010025
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Optimum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Estates Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures