177 Rte 46, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 177 Rte 46, Lodi, NJ 07644

Property Summary

Property Type	Commercial
Details	built 1946
Lot Size	0.186 acres (8,080 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Nov 1999)
Tax Bill	$18,656 (2025)
Deeds & Mortgages	Mar 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`31-00228-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`31-00228-0000-00013`
Alternative APNs	`310022800013` `418500`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Lot Area	8,080 sqft (0.186 acres)
Lot Dimensions	101 ft deep x 80 ft wide

Location & Zoning

Account Number	418500
Street Address	177 ROUTE 46
City	LODI
State	NJ
Zip	07644
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CH
Legal Description	80X101
Legal Subdivision	HASBROUCK HEIGHTS VILLA MAP 2
Legal Block	228
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	2
Census Block	2010
Census Tract	30100

Owner

Source: Bergen County and Lodi Borough records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	22 DALE DR, WEST ORANGE, NJ 07052-2006
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 1999 · Amount on Record
Deed Sale	Nov 5, 1999 · Amount on Record
Prior Sale	Apr 27, 1998 · Amount on Record
Deed Document Number	1999184004
Deed Book / Page	8222 / 744
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Mar 3, 2020
Property Address	177 US HIGHWAY 46 W, LODI, NJ 07644-3603
Document Number	0035271437
Book / Page	003527 / 001437
Instrument Date	Feb 21, 2020
Instrument	20025293
Transaction Type	Construction Loan
Record Updated	Apr 29, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	177 US HIGHWAY 46 W LODI NJ 076443603, LODI, NJ 07644-3603

Mortgage

Document Number	35271437
Date	Mar 3, 2020
Book Page	003527/001437
Instrument	20025293

Lender

Name	DAVID GOLD
Address	840 GRAND CONCOURSE, BRONX, NY 10451-2914

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 2, 2021

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,000 (-) Land $327,000 Building $200,000	$527,000 (-) Land $327,000 Building $200,000
2025	$18,656.00 (+5.61%)	$527,000 (-) Land $327,000 Building $200,000	$527,000 (-) Land $327,000 Building $200,000
2024	$17,665.00 (+2.7%)
2023		$527,000 Land $327,000 Building $200,000	$527,000 Land $327,000 Building $200,000
2022	$17,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	40 (1978–2021)
Claims Outside the SFHA	13 of 40
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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