177 Rocky Top Trl, Seven Devils (Banner Elk), NC 28604 Property Records

Watauga County property record for 177 Rocky Top Trl, Seven Devils, NC 28604

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,386 sqft · built 2005
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Jun 2018 Sale Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1878-49-7939-000`

Property Details

APN / Parcel Number

Primary APN	`1878-49-7939-000`
Alternative APN	`1613425`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Porch	Porch
Porch Area	95 sqft
Patio Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1613425
Street Address	177 ROCKY TOP TRL
City	SEVEN DEVILS
State	NC
Zip	28604-6412
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOT 24 ALPINE MEADOWS
Legal Subdivision	ALPINE MEADOWS
Legal Lot Number	24
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	2
Census Block	2030
Census Tract	920900

Owner

177 Rocky Top Trl, a residential property, is owned by two individuals.

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1915, BANNER ELK, NC 28604-1915
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Feb 24, 2017	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 6, 2018
Property Address	177 ROCKY TOP TRL, SEVEN DEVILS, NC 28604-6412
Document Number	0019760285
Book / Page	001976 / 000285
Instrument Date	Jun 6, 2018
Instrument	669308
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$432.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 1915 BANNER ELK NC 286041915, BANNER ELK, NC 28604-1915

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Feb 24, 2017
Property Address	177 ROCKY TOP TRL, SEVEN DEVILS, NC 28604-6412
Document Number	0019060001
Book / Page	001906 / 000001
Instrument Date	Feb 16, 2017
Instrument	655943
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	177 ROCKY TOP TRL SEVEN DEVILS NC 286046412, SEVEN DEVILS, NC 28604-6412

Mortgage

Document Number	19060004
Date	Feb 24, 2017
Book Page	001906/000004
Instrument	655944

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 177 Rocky Top Trl was $1,140.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Municipality	Seven Devils Town
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,400 (-) Land $37,200 Building $285,200
2025	$1,140.00	$322,400 Land $37,200 Building $285,200
2024			$322,400 Land $37,200 Building $285,200
2023		$322,400 Land $37,200 Building $285,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 Rocky Top Trl in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 units insured incl. 15 condo units
Nearby Flood Claims	30 (1994–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims Hurricane Ivan, Sep 2004 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Rocky Top Trl is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVEN DEVILS serves 400 people · EPA ID NC0195118
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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