177 Quartz Ln, Elgin, TX 78621 Property Records

Bastrop County property record for 177 Quartz Ln, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	953 sqft · built 1990
Lot Size	10 acres (438,214 sqft)
Owner	Individual Name on File
Tax Bill	$1,248 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R71297`

Property Details

APN / Parcel Number

Primary APN	`R71297`
Alternative APN	`O0029038`

Interior

Stories	1 Story
Building Area	953 sqft Living Area
Gross Area	1,178 sqft
1st Floor Area	953 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Roof Material	Metal
Lot Area	438,214 sqft (10 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	225 sqft
Deck Area	128 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	177 QUARTZ LN
City	ELGIN
State	TX
Zip	78621-5754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A54 OSBORN, MRS. B., ACRES 10.0600
Legal Subdivision	OSBORN, MRS. B.
Legal Block	2
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2004
Census Tract	950101

Owner

177 Quartz Ln is owned and occupied by an individual.

Source: Bastrop County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	177 QUARTZ LN, ELGIN, TX 78621-5754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit UNITED HERITAGE CREDIT UNION
Jun 18, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED HERITAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Recording Date	Jun 2, 2026
Property Address	177 QUARTZ LN, ELGIN, TX 78621-5754
Document Number	0000009261
Instrument Date	May 28, 2026
Instrument	20269261
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 QUARTZ LN, ELGIN, TX 78621-5754

Mortgage

Document Number	0000009261,
Date	Jun 2, 2026
Instrument	20269261

Lender

Name	UNITED HERITAGE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 30, 2046

Interest

Rate	6.3%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	177 QUARTZ LN, ELGIN, TX 78621-5754
Transaction Type	Mortgage
Record Updated	Jun 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202009617
Date	Jun 18, 2020
Instrument	202009617

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78758

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jul 5, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 177 Quartz Ln was $1,248 with exemptions applied, down 54.3% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,248.00 (-54.25%) Homeowner's exemption Senior Citizen's exemption	$241,040	$291,136 Land $249,102 Building $42,034
2024	$2,728.00
2023	Homeowner's exemption	$296,534 Land $249,102 Building $47,432	$296,534 Land $249,102 Building $47,432
2022	$3,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 Quartz Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Quartz Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: Highline Internet, VTX Communications.

Nearby Properties on Quartz Ln

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