177 Prosperity Dr, Baxter, TN 38544 Property Records

Putnam County property record for 177 Prosperity Dr, Baxter, TN 38544

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,071 sqft · built 2009
Lot Size	0.485 acres (21,150 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Nov 2025)
Tax Bill	$1,674 (2025)
Deeds & Mortgages	Nov 2025 Sale Dec 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`071055A C 01700`

Property Details

APN / Parcel Number

Primary APN	`071055A C 01700`
Alternative APN	`055A C 01700`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,071 sqft Living Area
1st Floor Area	2,071 sqft
Basement Area	1,786 sqft
Unfinished Basement	1,786 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,150 sqft
Lot Dimensions	211 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Deck Area	350 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	177 PROSPERITY DR
City	BAXTER
State	TN
Zip	38544-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: A66
Legal Subdivision	PROSPERITY POINTE
Legal Lot Number	25 100
Jurisdiction	PUTNAM TN
Township / Civil Division	9
Census Block Group	2
Census Block	2046
Census Tract	1000

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	177 PROSPERITY DR, BAXTER, TN 38544-3622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Warranty Deed, Transfer
Dec 18, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit THE TENNESSEE CU
Jan 14, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 8, 2021	Deed of Trust, Mortgage · Line of Credit THE TENNESSEE CU
Sep 20, 2019	Deed of Trust, Mortgage · FHA Mortgage CRESCENT MTG
May 10, 2018	Deed of Trust, Mortgage · Conventional with PMI PEOPLES BK&TR CO/PICKETT CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2025 · Amount on Record
Deed Sale	Nov 6, 2025 · Amount on Record
Prior Sale	Oct 19, 2011 · Amount on Record
Deed Document Number	317667
Deed Book / Page	1657 / 65
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Nov 6, 2025
Property Address	177 PROSPERITY DR, BAXTER, TN 38544-3622
Document Number	0000165765
Book / Page	1657 / 65
Map Reference	CAB D SL 185
Instrument Date	Nov 5, 2025
Instrument	317667
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Tax	$1,406.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 PROSPERITY DR, BAXTER, TN 38544-3622

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	177 PROSPERITY DR, BAXTER, TN 38544-3622
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001514501
Date	Dec 18, 2023
Book Page	1514/501
Instrument	293442

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	177 PROSPERITY DR, BAXTER, TN 38544-3622
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 PROSPECTIVE DRIVE, BAXTER, TN 38544

Mortgage

Document Number	0001482410
Date	Jun 13, 2023
Book Page	1482/410
Instrument	287639

Lender

Name	THE TENNESSEE CU
Type	Credit Union
Address	NASHVILLE, TN 37203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 12, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	177 PROSPERITY DR, BAXTER, TN 38544-3622
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001371497
Date	Jan 14, 2022
Book Page	1371/497
Instrument	268276

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	177 PROSPERITY DR, BAXTER, TN 38544-3622
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 PROSPERITY DR, BAXTER, TN 38544-3622

Mortgage

Document Number	1282616
Date	Mar 8, 2021
Book Page	1282/616
Instrument	253552

Lender

Name	THE TENNESSEE CU
Type	Credit Union
Address	NASHVILLE, TN 37203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 7, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	177 PROSPERITY DR, BAXTER, TN 38544-3622
Document Number	RB114883
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	177 PROSPERITY DR BAXTER TN 385443622, BAXTER, TN 38544-3622

Mortgage

Document Number	RB114883
Date	Sep 25, 2019
Book Page	001148/000083
Instrument	231232

Lender

Name	CRESCENT MTG
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	177 PROSPERITY DR, BAXTER, TN 38544-3622
Document Number	RB1058174
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jun 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	177 PROSPERITY DR BAXTER TN 385443622, BAXTER, TN 38544-3622

Mortgage

Document Number	RB1058174
Date	May 18, 2018
Book Page	001058/000174
Instrument	213749

Lender

Name	PEOPLES BK&TR CO/PICKETT CNTY
Type	Bank
Address	BYRDSTOWN, TN 38549

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2048

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,674.00	$62,950 (-) Land $5,250 Building $57,700
2024	$1,674.00 (+7.58%)	$62,950 (-) Land $5,250 Building $57,700
2023		$62,950 Land $5,250 Building $57,700
2022	$1,556.00
2021			$251,800 Land $21,000 Building $230,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOUBLE SPRINGS U.D. serves 6,698 people · EPA ID TN0000192
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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