177 Pine St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 177 Pine St, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,007 sqft · built 1981
Lot Size	0.059 acres (2,588 sqft)
Owner	Individual Name on Record
Last Sale	$437,500 (Sep 2025)
Tax Bill	$4,481 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`170635-0100`

Property Details

APN / Parcel Number

Primary APN	`170635-0100`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,007 sqft Living Area
Gross Area	1,104 sqft
1st Floor Area	510 sqft
Upper Floors Area	497 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,588 sqft (0.059 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	33 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	177 PINE ST
City	ATLANTIC BEACH
State	FL
Zip	32233-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARS-2
Legal Description	10-16 16-2S-29E .05 SALTAIR SEC 3 S1/2 LOT 677
Legal Range	29E
Legal Township	02S
Legal Section	16
Legal Subdivision	SALTAIR SEC 03
Legal Lot Number	677
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1031
Census Tract	13906

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2483 SE SAINT LUCIE BLVD, STUART, FL 34996-5173
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	2025208085
Deed Book / Page	21608 / 2194
Prior Transfer Date	Sep 2, 2025
Prior Transfer Doc	0216082194
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 14, 2020
Property Address	177 PINE ST, ATLANTIC BEACH, FL 32233-4011
Document Number	0194111173
Book / Page	019411 / 001173
Instrument Date	Oct 8, 2020
Instrument	228048
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	US PATRIOT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,233.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 PINE ST ATLANTIC BEACH FL 322334011, ATLANTIC BEACH, FL 32233-4011

Mortgage

Document Number	194111175
Date	Oct 14, 2020
Book Page	019411/001175
Instrument	228049

Lender

Name	FLORIDA CAP BK
Type	Bank
Address	10151 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0566

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,525 (+37.69%) Land $282,046 Building $133,479	$415,525 (+0.97%) Land $282,046 Building $133,479
2025	$4,481.00 (+1.96%)	$301,784 (+5.99%)	$411,532 (+10.76%) Land $281,250 Building $130,282
2024	$4,395.00 (+2.93%)
2023	$4,270.00 (+8.07%) Homeowner's exemption	$284,737 (+3%)	$371,545 (+16.72%) Land $233,750 Building $137,795
2022	$3,951.00 Homeowner's exemption	$276,444	$318,329 Land $187,000 Building $131,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 289 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	289 in force
Nearby Flood Claims	35 (1979–2024)
Claims Outside the SFHA	32 of 35
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims Tropical Storm Josephine, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20