177 Pine Ave, Chama, NM 87520 Property Records

Rio Arriba County property record for 177 Pine Ave, Chama, NM 87520

Property Summary

Property Type	Single Family Home
Details	2,208 sqft
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jan 2021)
Tax Bill	$2,282 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R037726`

Property Details

APN / Parcel Number

Primary APN	`R037726`
Alternative APN	`1 017 185 234 004`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	2,208 sqft Living Area

Exterior

Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Account Number	R037726
Street Address	177 PINE AVE
City	CHAMA
State	NM
Zip	87520-0316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD ORIGINAL TOWNSITE OF CHAMA BLOCK 12 LOT 3 THRU- LOT 5 , S 11 T 31N R 03E 0.24 AC. BKPG 480438,5312913,5425532,5433630,54
Legal Range	03E
Legal Township	31N
Legal Section	11
Legal Subdivision	ORIGINAL TOWNSITE
Legal Block	12
Legal Lot Number	3,5
Jurisdiction	RIO ARRIBA NM
Township / Civil Division	TIERRA AMARILLA
Census Block Group	1
Census Block	1091
Census Tract	500

Owner

Source: Rio Arriba County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	177 PINE AVE, CHAMA, NM 87520-0316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Jan 14, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Aug 27, 2020	Re-recorded Document
Aug 18, 2020	Special Warranty Deed, Transfer RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC
Dec 9, 2019	Special Master Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Aug 18, 2020 · Amount on Record
Deed Document Number	2021274
Deed Book / Page	544 / 274
Prior Transfer Date	Aug 9, 2019
Prior Transfer Doc	0542/05532
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIO ARRIBA NM
Recording Date	Aug 15, 2023
Property Address	177 PINE AVE, CHAMA, NM 87520-0316
Document Number	00546/3399
Book / Page	546 / 3399
Map Reference	PG 24
Instrument Date	Aug 11, 2023
Instrument	202303399
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	STEWART TITLE, STEWART TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 PINE AVE, CHAMA, NM 87520-0316

Mortgage

Document Number	0202303400
Date	Aug 15, 2023
Instrument	202303400

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	RIO ARRIBA NM
Recording Date	Jan 14, 2021
Property Address	177 PINE AVE, CHAMA, NM 87520-0316
Document Number	000544/274
Book / Page	544 / 274
Map Reference	MB 24 PG
Instrument Date	Jan 11, 2021
Instrument	202100274
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	NOT AVAILABLE, ST&E

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	910 E REDD RD # 228, 228, EL PASO, TX 79912-7359

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 330, CHAMA, NM 87520-0330

Mortgage

Date	Jan 14, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	12 Months
Due	Jan 12, 2022

Interest

Rate	10%

August 2020: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	RIO ARRIBA NM
Recording Date	Aug 27, 2020
Property Address	177 PINE AVE, CHAMA, NM 87520-0316
Document Number	00543/3776
Book / Page	543 / 3776
Map Reference	MB 480 PG 438
Instrument Date	Aug 17, 2020
Instrument	202003776
Record Updated	Aug 19, 2022

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 S KLINE ST, ABERDEEN, SD 57401-6158
Investor	Possibly a Property Investor

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	RIO ARRIBA NM
Recording Date	Aug 18, 2020
Property Address	177 PINE AVE, CHAMA, NM 87520-0316
Document Number	00543/3630
Book / Page	543 / 3630
Map Reference	PG 24
Instrument Date	Jul 28, 2020
Instrument	202003630
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13801 WIRELESS WAY, 13801, OKLAHOMA CITY, OK 73134-2500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 PINE AVE, CHAMA, NM 87520-0316

December 2019: Special Master Deed, Transfer

Document Type	Special Master Deed
Jurisdiction	RIO ARRIBA NM
Recording Date	Dec 9, 2019
Property Address	177 PINE AVE, CHAMA, NM 87520-0316
Document Number	0542/05532
Book / Page	542 / 05532
Map Reference	PG 24
Instrument Date	Aug 9, 2019
Instrument	201905532
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rio Arriba County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Rio Arriba County
Municipality	Chama Village
Unified School District	Chama Valley Independent Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,208 (-4.17%) Land $26,928 Building $47,280	$222,623 (-4.17%) Land $80,784 Building $141,839
2025	$2,282.00 (+15.66%)	$77,438 (+6.09%) Land $27,460 Building $49,978	$232,315 (+6.09%) Land $82,381 Building $149,934
2024	$1,973.00 (+83.02%)	$72,993 (+93.47%) Land $25,884 Building $47,109	$218,979 (+93.48%) Land $77,652 Building $141,327
2023	$1,078.00 (+13.95%)	$37,728 (+3%) Land $11,003 Building $26,725	$113,182 (+3%) Land $33,008 Building $80,174
2022	$946.00	$36,629 Land $10,661 Building $25,968	$109,886 Land $31,982 Building $77,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 43% of New Mexico
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAMA WATER SYSTEM serves 1,573 people · EPA ID NM3501021
Water Source	Surface water
Last State Inspection	Jan 2023
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choice Broadband Fixed Wireless	400 / 80
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

177 Pine Ave, Chama, NM 87520 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Land Contract, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2020: Re-recorded Document

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2020: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2019: Special Master Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Pine Ave

Nearby Streets

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