177 New Gate Loop, Lake Mary, FL 32746 Property Records

Seminole County property record for 177 New Gate Loop, Lake Mary, FL 32746

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,479 sqft · built 1995
Lot Size	1.48 acres (64,471 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Apr 2021)
Tax Bill	$15,466 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-20-29-5KV-0000-0640`

Property Details

APN / Parcel Number

Primary APN	`11-20-29-5KV-0000-0640`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	5,479 sqft Living Area
1st Floor Area	3,474 sqft
2nd Floor Area	385 sqft
Upper Floors Area	385 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Footing
Roof Material	Tile
Lot Area	64,471 sqft
Garage Area	1,045 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	1,006 sqft
Patio Area	627 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	177 NEW GATE LOOP
City	LAKE MARY
State	FL
Zip	32746-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 64 HEATHROW WOODS PB 41 PGS 26 THRU 30
Legal Range	29E
Legal Township	20S
Legal Section	11
Legal Subdivision	HEATHROW WOODS
Legal Lot Number	64
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1000
Census Tract	20703

Owner

177 New Gate Loop is owned and occupied by an individual who acquired it in September 2024.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	177 NEW GATE LOOP, LAKE MARY, FL 32746-4127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2021 · Amount on File
Deed Sale	Apr 9, 2021 · Amount on File
Prior Sale	Apr 9, 2021 · Amount on File
Deed Document Number	0098980023
Deed Book / Page	9898 / 23
Last Transfer Date	Sep 23, 2024
Transfer Doc	0106991308
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 9, 2021
Property Address	177 NEW GATE LOOP, LAKE MARY, FL 32746-4127
Document Number	0098980023
Book / Page	9898 / 23
Map Reference	MB 41 PG 26-30
Instrument Date	Mar 30, 2021
Instrument	2021046685
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 WHEELHOUSE LN APT 203, 255, LAKE MARY, FL 32746-3764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 NEW GATE LOOP, LAKE MARY, FL 32746-4127

Mortgage

Document Number	0000989825
Date	Apr 9, 2021
Instrument	9898/25

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 177 New Gate Loop was $15,466 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,466.00 Homeowner's exemption	$1,138,529	$1,526,037 Land $300,000 Building $1,226,037
2023	$14,069.00 (+2.33%) Homeowner's exemption	$1,074,216 (+3%)	$1,397,863 (+21.72%) Land $270,000 Building $1,127,863
2022	$13,749.00 Homeowner's exemption	$1,042,928	$1,148,380 Land $300,000 Building $848,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 New Gate Loop in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 94 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	5 (2017–2022)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 New Gate Loop is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY NORTHWEST serves 31,986 people · EPA ID FL3594107
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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