177 N Front St, Williamsburg, OH 45176 Property Records

Clermont County property record for 177 N Front St, Williamsburg, OH 45176

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,966 sqft · built 1924
Lot Size	0.243 acres (10,585 sqft)
Owner	Individual Name on Record
Last Sale	$244,000 (Oct 2023)
Tax Bill	$1,577 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`53-13-10.-049B`

Property Details

APN / Parcel Number

Primary APN	`53-13-10.-049B`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,966 sqft Living Area
1st Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,585 sqft (0.243 acres)
Lot Dimensions	200 ft deep x 53 ft wide
View / Lot	Cul-de-sac

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Heating System	Oil
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	177 N FRONT ST
City	WILLIAMSBURG
State	OH
Zip	45176-1354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG VILL; LOT 49B
Legal Subdivision	WILLIAMSBURG VILL
Legal Lot Number	49B
Jurisdiction	CLERMONT OH
Township / Civil Division	WILLIAMSBURG
Census Block Group	4
Census Block	4029
Census Tract	40900

Owner

Source: Clermont County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	177 N FRONT ST, WILLIAMSBURG, OH 45176-1354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Oct 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Oct 20, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 17, 2022	Release of Agreement of Sale
Nov 3, 2022	Warranty Deed, Transfer
Nov 4, 2022	Re-recorded Document
Nov 4, 2022	Warranty Deed, Transfer · Line of Credit WILDCAT LENDING FUND ONE LP
Nov 7, 2018	Intrafamily Transfer, Transfer GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Prior Sale	Nov 4, 2022 · Amount on Record
Deed Document Number	202319595
Deed Book / Page	2955 / 26
Prior Transfer Date	Nov 6, 2018
Prior Transfer Doc	0000025343
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Recording Date	May 22, 2026
Property Address	177 N FRONT ST, WILLIAMSBURG, OH 45176-1354
Document Number	0000011470
Book / Page	3023 / 5034
Instrument Date	May 11, 2026
Instrument	202611470
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E RECORDING PARTNERS NETWORK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 N FRONT ST, WILLIAMSBURG, OH 45176-1354

Mortgage

Document Number	0000011470,
Date	May 22, 2026
Book Page	3023/5034
Instrument	202611470

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	177 N FRONT ST, WILLIAMSBURG, OH 45176-1354
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019597
Date	Oct 20, 2023
Book Page	2955/58
Instrument	202300019597

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Oct 20, 2023
Property Address	177 N FRONT ST, WILLIAMSBURG, OH 45176-1354
Document Number	0000019595
Book / Page	2955 / 26
Instrument Date	Oct 18, 2023
Instrument	202300019595
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 N FRONT ST, WILLIAMSBURG, OH 45176-1354

Mortgage

Document Number	0000019596
Date	Oct 20, 2023
Book Page	2955/29
Instrument	202300019596

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2022: Release of Agreement of Sale

Document Type	Release of Agreement of Sale
Jurisdiction	CLERMONT OH
Recording Date	Nov 17, 2022
Property Address	177 N FRONT ST, WILLIAMSBURG, OH 45176-1354
Document Number	0000028366
Book / Page	2933 / 4480
Instrument Date	Nov 17, 2022
Instrument	202200028366
Record Updated	Dec 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12333 SOWDEN RD STE B, B, HOUSTON, TX 77080-2059
Investor	Possibly a Property Investor

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Nov 3, 2022
Property Address	177 N FRONT ST, WILLIAMSBURG, OH 45176-1354
Document Number	0000027377
Book / Page	2932 / 5200
Instrument Date	Oct 31, 2022
Instrument	202200027377
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12333 SOWDEN RD, HOUSTON, TX 77080-2058
Investor	Possibly a Property Investor

November 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CLERMONT OH
Recording Date	Nov 4, 2022
Property Address	177 N FRONT ST, WILLIAMSBURG, OH 45176-1354
Document Number	0000027427
Book / Page	2932 / 5472
Instrument Date	Oct 31, 2022
Instrument	202200027427
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12333 SOWDEN RD STE B, B, HOUSTON, TX 77080-2059

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Nov 4, 2022
Property Address	177 N FRONT ST, WILLIAMSBURG, OH 45176-1354
Document Number	0000027444
Book / Page	2932 / 5586
Instrument Date	Oct 31, 2022
Instrument	202200027444
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 S VESTAVIA ST, PANAMA CITY, FL 32413-1986

Mortgage

Document Number	0000027445
Date	Nov 4, 2022
Book Page	2932/5588
Instrument	202200027445

Lender

Name	WILDCAT LENDING FUND ONE LP
Type	Lending Institution
Address	PLANO, TX 75093

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Apr 30, 2023

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLERMONT OH
Recording Date	Nov 7, 2018
Property Address	177 N FRONT ST, WILLIAMSBURG, OH 45176-1354
Document Number	0000025343
Book / Page	2796 / 0671
Instrument Date	Nov 6, 2018
Instrument	201800025343
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

Mortgage

Document Number	0000025344
Date	Nov 7, 2018
Instrument	201800025344

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Williamsburg Township
Municipality	Williamsburg Village
Unified School District	Williamsburg Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,577.00 (-46.05%)	$35,980 (-) Land $4,410 Building $31,570
2024			$102,800 (-) Land $12,600 Building $90,200
2023	$2,923.00 (+92.43%)	$35,980 (+22.51%) Land $4,410 Building $31,570	$102,800 (+22.53%) Land $12,600 Building $90,200
2022	$1,519.00	$29,370 Land $3,610 Building $25,760
2020			$83,900 Land $10,300 Building $73,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSBURG VILLAGE PWS serves 2,490 people · EPA ID OH1301411
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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