177 Mill Pond Rd, Clover, SC 29710 Property Records

York County property record for 177 Mill Pond Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,114 sqft · built 2002
Lot Size	0.407 acres (17,718 sqft)
Owner	2 Individual Names on File
Last Sale	$549,500 (Oct 2020)
Tax Bill	$3,286 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`564-01-01-104`

Property Details

APN / Parcel Number

Primary APN	`564-01-01-104`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,114 sqft Living Area
Gross Area	5,130 sqft
1st Floor Area	2,057 sqft
2nd Floor Area	2,057 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Brick
Lot Area	17,718 sqft (0.407 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Deck Area	132 sqft
Patio Area	132 sqft

Location & Zoning

Street Address	177 MILL POND RD
City	CLOVER
State	SC
Zip	29710-6033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDI
Legal Description	LOT 104 THE LANDING PH II
Legal Subdivision	THE LANDING
Legal Lot Number	104
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2016
Census Tract	61709

Owner

177 Mill Pond Rd is owned and occupied by two individuals who bought it in October 2020.

Source: York County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	177 MILL POND RD, CLOVER, SC 29710-6033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 30, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jun 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Prior Sale	Sep 20, 2002 · Amount on File
Deed Document Number	202052350
Deed Book / Page	18709 / 23
Prior Transfer Date	May 31, 2019
Prior Transfer Doc	1757600119
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	177 MILL POND RD, CLOVER, SC 29710-6033
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 MILL POND RD, CLOVER, SC 29710-6033

Mortgage

Document Number	2029400452
Date	Jul 13, 2022
Book Page	20294/452
Instrument	2022031600

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Oct 30, 2020
Property Address	177 MILL POND RD, CLOVER, SC 29710-6033
Document Number	1870900023
Book / Page	18709 / 23
Map Reference	MB 139 PG 619
Instrument Date	Oct 23, 2020
Instrument	2020052350
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,033.15
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	177 MILL POND RD, CLOVER, SC 29710-6033

Mortgage

Document Number	2020052351
Date	Oct 30, 2020
Instrument	2020052351

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Jun 3, 2019
Property Address	177 MILL POND RD, CLOVER, SC 29710-6033
Document Number	1757600119
Book / Page	017576 / 000119
Instrument Date	May 31, 2019
Instrument	21466
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	177 MILL POND RD LAKE WYLIE SC 297106033, LAKE WYLIE, SC 29710-6033

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	177 MILL POND RD, CLOVER, SC 29710-6033
Document Number	1664500069
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 MILL POND RD LAKE WYLIE SC 297106033, LAKE WYLIE, SC 29710-6033

Mortgage

Document Number	1664500069
Date	Oct 17, 2017
Book Page	016645/000069
Instrument	44784

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 177 Mill Pond Rd was $3,286.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,286.00	$24,010 Land $2,837 Building $21,173	$761,800 Land $90,000 Building $671,800
2023	$3,025.00	$20,878 Land $3,000 Building $17,878	$521,956 Land $75,000 Building $446,956

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 177 Mill Pond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Mill Pond Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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