177 Meadow Ridge Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 177 Meadow Ridge Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,932 sqft · built 2021
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$470,338 (Jan 2022)
Tax Bill	$5,554 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026581-0010`

Property Details

APN / Parcel Number

Primary APN	`026581-0010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,932 sqft Living Area
Gross Area	3,666 sqft
1st Floor Area	1,480 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	177 MEADOW RIDGE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101/1-15 MEADOW RIDGE LOT 1 OR5463/1208
Legal Range	28E
Legal Township	05S
Legal Section	33
Legal Subdivision	MEADOW RIDGE
Legal Block	2
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2000
Census Tract	20908

Owner

177 Meadow Ridge Dr is owned and occupied by an individual who bought it in January 2022.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	177 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Jan 6, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2022 · Amount on File
Deed Sale	Jan 6, 2022 · Amount on File
Deed Document Number	20221952
Deed Book / Page	5463 / 1208
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	177 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3164
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3164

Mortgage

Document Number	0062871258
Date	Jan 12, 2026
Book Page	6287/1258
Instrument	2026002305

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 6, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 6, 2022
Property Address	177 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3164
Document Number	0054631208
Book / Page	5463 / 1208
Map Reference	MB 101 PG 1-15
Instrument Date	Dec 28, 2021
Instrument	2022001952
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2022
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,292.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3164

Mortgage

Document Number	0054631210
Date	Jan 6, 2022
Instrument	5463/1210

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 177 Meadow Ridge Dr was $5,554 with a homeowner's exemption, up 12.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,868 (+2.46%) Land $80,000 Building $356,868	$436,868 (-5.99%) Land $80,000 Building $356,868
2025	$5,554.00 (+12.09%) Homeowner's exemption	$426,385	$464,693 Land $90,000 Building $374,693
2024	$4,955.00 (+1.93%)
2023	$4,861.00 (+3.23%) Homeowner's exemption	$402,299 (+3.45%)	$435,745 (+4.55%) Land $86,000 Building $349,745
2022	$4,709.00 Homeowner's exemption	$388,869	$416,770 Land $67,200 Building $349,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 Meadow Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 103 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Meadow Ridge Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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