Polk County property record for 177 Mandy Ln, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,449 sqft · built 2003 |
| Lot Size | 1.3 acres (57,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $279,000 (Jun 2015) |
| Tax Bill | $3,244 (2025) |
| Deeds & Mortgages | Oct 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | P107-124 |
| Primary APN | P107-124 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,449 sqft Finished Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 57,064 sqft (1.3 acres) |
| Garage Area | 1,120 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 53194 |
|---|---|
| Street Address | 177 MANDY LN |
| City | TRYON |
| State | NC |
| Zip | 28782-6713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #3 TURNING POINT DEV., 0T05 TURNING POINT |
| Legal Subdivision | TURNING POINT |
| Legal Lot Number | 3 |
| Jurisdiction | POLK NC |
| Township / Civil Division | GREEN CREEK |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 920101 |
Source: Polk County records · APN P107-124
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 177 MANDY LN, TRYON, NC 28782-6713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2015 · Amount on Record |
| Deed Sale | Jun 05, 2015 · Amount on Record |
| Deed Document Number | 0000413410 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 177 MANDY LN, TRYON, NC 28782-6713 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 443/1253 |
|---|---|
| Date | Oct 01, 2019 |
| Book Page | 443/1253 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,244.00 (+24.15%) | $610,648 (+49.11%) Land $45,850 Building $564,798 | $610,648 (+49.11%) Land $45,850 Building $564,798 |
| 2023 | $2,613.00 | $409,515 Land $26,240 Building $383,275 | |
| 2021 | $409,515 Land $26,240 Building $383,275 |
Source: FEMA National Flood Hazard Layer as of July 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| e-Polk Fiber | 500 / 500 |
| Uniti Group DSL | 200 / 20 |
Based on FCC filings for 23 locations within half a mile of this property.
4G LTE only, no 5G reported
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