Buncombe County property record for 177 Lower Glady Fork Rd, Candler, NC 28715
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,837 sqft · built 2004 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,087 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 744560-2020-202 |
| Primary APN | 744560-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,837 sqft Living Area |
| Gross Area | 2,569 sqft |
| 1st Floor Area | 1,291 sqft |
| Basement Area | 1,278 sqft |
| Finished Basement | 546 sqft |
| Unfinished Basement | 732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 15 sqft |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 744560-2020-202 |
|---|---|
| Street Address | 177 LOWER GLADY FORK RD |
| City | CANDLER |
| State | NC |
| Zip | 28715-8327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000 |
| Legal Block | 2 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | UPPER HOMINY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 2402 |
177 Lower Glady Fork Rd is owned and occupied by two individuals who acquired it in November 2013.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 177 LOWER GLADY FORK RD, CANDLER, NC 28715-8327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2018 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| May 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 15, 2013 |
| Transfer Doc | 0051650649 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 177 LOWER GLADY FORK RD, CANDLER, NC 28715-8327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057020876 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 5702/0876 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 177 LOWER GLADY FORK RD, CANDLER, NC 28715-8327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0056680130 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 5668/0130 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 177 Lower Glady Fork Rd was $2,087, up 15.2% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,087.00 (+15.18%) | $277,400 Land $24,700 Building $252,700 | $277,400 Land $24,700 Building $252,700 |
| 2024 | $1,812.00 (+2.84%) | ||
| 2023 | $1,762.00 | $256,200 | $256,200 Land $39,700 Building $216,500 |
| 2021 | $277,400 Land $24,700 Building $252,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 177 Lower Glady Fork Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2000) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2000 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 177 Lower Glady Fork Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
5G (outdoors only) and 4G LTE
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