177 Locust Dr, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 177 Locust Dr, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,520 sqft · built 1940
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on File
Last Sale	$590,000 (Jan 2021)
Tax Bill	$12,655 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00241-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`03-00241-0000-00018`
Alternative APNs	`030024100018` `2447009`

Interior

Stories	1 Story
Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	2447009
Street Address	177 LOCUST DR
City	CRANFORD
State	NJ
Zip	07016-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CRANFORD PLACE
Legal Block	241
Legal Lot Number	18
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	1
Census Block	1007
Census Tract	37000

Owner

177 Locust Dr is owned by a company that bought it in January 2021.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	Company Name on File
Mailing Address	177 LOCUST DR, CRANFORD, NJ 07016-2010
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on File
Deed Sale	Jan 25, 2021 · Amount on File
Prior Sale	Aug 24, 2015 · Amount on File
Deed Document Number	2021852
Deed Book / Page	6398 / 447
Record Updated	Oct 29, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jan 25, 2021
Property Address	177 LOCUST DR, CRANFORD, NJ 07016-2010
Document Number	0063980447
Book / Page	6398 / 447
Instrument Date	Dec 9, 2020
Instrument	852
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	GUARDIAN TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,079.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 CRANFORD AVE, 101, CRANFORD, NJ 07016-2407

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	177 LOCUST DR, CRANFORD, NJ 07016-2010

Mortgage

Document Number	2314
Date	Jan 25, 2021
Instrument	2314

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 177 Locust Dr was $12,655, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,600 (-) Land $82,300 Building $92,300	$174,600 (-) Land $82,300 Building $92,300
2025	$12,655.00 (+6.92%)	$174,600 Land $82,300 Building $92,300	$174,600 Land $82,300 Building $92,300
2024	$11,836.00
2023		$174,600 Land $82,300 Building $92,300	$174,600 Land $82,300 Building $92,300
2022	$11,544.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 177 Locust Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2011)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 177 Locust Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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