177 Lake Rd, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 177 Lake Rd, Ashburnham, MA 01430

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,182 sqft · built 1840
Lot Size	15.3 acres (670,711 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Jul 2021)
Tax Bill	$6,635 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0013 B:000040`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0013 B:000040`
Alternative APN	`ABHM M:0013 B:000040`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,182 sqft Living Area
Gross Area	5,068 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	670,711 sqft (15.3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	177 LAKE RD
City	ASHBURNHAM
State	MA
Zip	01430-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	40
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	4
Census Block	4041
Census Tract	700100

Owner

177 Lake Rd is owned and occupied by an individual who bought it in July 2021.

Source: Worcester County and Ashburnham Town records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	177 LAKE RD, ASHBURNHAM, MA 01430-1224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION
Jul 27, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on File
Deed Sale	Jul 27, 2021 · Amount on File
Prior Sale	Mar 26, 2009 · Amount on File
Deed Document Number	202116313
Deed Book / Page	10052 / 58
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Recording Date	Jul 29, 2026
Property Address	177 LAKE RD, ASHBURNHAM, MA 01430-1224
Document Number	0000010213
Book / Page	11264 / 361
Instrument Date	Jul 24, 2026
Instrument	202610213
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 LAKE RD, ASHBURNHAM, MA 01430-1224

Mortgage

Document Number	0000010213,
Date	Jul 29, 2026
Book Page	11264/361
Instrument	202610213

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	177 LAKE RD, ASHBURNHAM, MA 01430-1224
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010446-168
Date	Oct 18, 2022
Book Page	10446/168
Instrument	18856

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Jul 27, 2021
Property Address	177 LAKE RD, ASHBURNHAM, MA 01430-1224
Document Number	0010052-58
Book / Page	10052 / 58
Instrument Date	Jul 14, 2021
Instrument	16313
Transaction Type	Transfer
Record Updated	Jun 14, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 LAKE RD, ASHBURNHAM, MA 01430-1224

Tax Assessment & Valuation

The 2025 property tax bill for 177 Lake Rd was $6,635, up 3.2% from the year before.

Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,635.00 (+3.2%)	$446,200 (+9.31%) Land $80,000 Building $366,200	$655,025 (-0.55%)
2024	$6,429.00 (+11.94%)	$408,200 (+17.64%) Land $78,300 Building $329,900	$658,635
2023	$5,743.00	$347,000 Land $78,300 Building $268,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lake Rd

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