177 Howes Dr, Los Gatos, CA 95032 Property Records

Santa Clara County property record for 177 Howes Dr, Los Gatos, CA 95032

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,206 sqft · built 1966
Lot Size	0.139 acres (6,059 sqft)
Owner	Trust Name on File
Last Sale	$1,210,000 (Sep 2015)
Tax Bill	$18,834 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`527-43-025`

Property Details

APN / Parcel Number

Primary APN	`527-43-025`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area
Gross Area	1,088 sqft
1st Floor Area	1,088 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,059 sqft (0.139 acres)
Lot Dimensions	83 ft deep x 73 ft wide
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	177 HOWES DR
City	LOS GATOS
State	CA
Zip	95032-4017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3035 CAMEO PARK BOOK 159 PAGE 20 PAGE 21 LOT 144
Legal Subdivision	CAMEO PARK
Legal Tract	3035
Legal Lot Number	144
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3004
Census Tract	506804

Owner

177 Howes Dr is owner-occupied and held in a trust since April 2021.

Source: Santa Clara County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	177 HOWES DR, LOS GATOS, CA 95032-4017
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 21, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2015 · Amount on File
Deed Sale	Sep 2, 2015 · Amount on File
Prior Sale	Jul 31, 2013 · Amount on File
Deed Document Number	201523070417
Last Transfer Date	Apr 30, 2021
Transfer Doc	0024968690
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 21, 2021
Property Address	177 HOWES DR, LOS GATOS, CA 95032-4017
Document Number	0024968690
Map Reference	MB 159 PG 20&21
Instrument Date	Apr 30, 2021
Instrument	24968690
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 HOWES DR, LOS GATOS, CA 95032-4017

Mortgage

Document Number	0024968691
Date	May 21, 2021
Instrument	24968691

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 21, 2021
Property Address	177 HOWES DR, LOS GATOS, CA 95032-4017
Document Number	0024968692
Map Reference	MB 159 PG 20&21
Instrument Date	Apr 30, 2021
Instrument	24968692
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	177 HOWES DR, LOS GATOS, CA 95032-4017

Tax Assessment & Valuation

The 2025 property tax bill for 177 Howes Dr was $18,834.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Gatos Town
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,461,035 (+2%) Land $1,098,797 Building $362,238
2025	$18,834.00	$1,432,388 Land $1,077,252 Building $355,136
2023	$18,077.00 (+2.24%)	$1,376,769 Land $1,035,422 Building $341,347
2022	$17,681.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 177 Howes Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 177 Howes Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Sail Internet.

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