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177 Harbor Watch Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 177 Harbor Watch Dr, Chesapeake, VA 23320

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,894 sqft · built 1990
Lot Size0.087 acres (1,055 sqft)
OwnerIndividual Name on Record
Last Sale$288,700 (Apr 2020)
Tax Bill$3,247 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Dec 2018 Sale & Mortgage
+ 2 more
APN0483002000470

Property Details

APN / Parcel Number

Primary APN0483002000470

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,894 sqft Living Area
1st Floor Area1,322 sqft
Upper Floors Area572 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Exterior MaterialWood
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,055 sqft (0.087 acres)
Deck Area2,199 sqft
Patio Area316 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address177 HARBOR WATCH DR
CityCHESAPEAKE
StateVA
Zip23320-3990
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF1: MULT
Legal DescriptionUNIT 177 BLDG 4 HARBOR WATCH CONDO PH 4
Legal SubdivisionHARBOR WATCH AND BOAT SLIPS
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1010
Census Tract20907

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address177 HARBOR WATCH DR, CHESAPEAKE, VA 23320-3990
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Warranty Deed, Transfer · VA Mortgage
OVM FINANCIAL INC
Dec 7, 2018Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Dec 7, 2018Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 5, 2017Gift Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2020 · Amount on Record
Deed SaleApr 22, 2020 · Amount on Record
Prior SaleDec 7, 2018 · Amount on Record
Deed Document Number202012281
Deed Book / Page10139 / 1452
Prior Transfer DateMar 30, 2017
Prior Transfer Doc009773/289
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 22, 2020
Property Address177 HARBOR WATCH DR, CHESAPEAKE, VA 23320-3990
Document Number10139/1452
Book / Page10139 / 1452
Instrument DateApr 16, 2020
Instrument200012281
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyNOT AVAILABLE, 1ST CHOICE TITLE SOLNS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 HARBOR WATCH DR, CHESAPEAKE, VA 23320-3990

Mortgage

Document Number200012282
DateApr 22, 2020
Instrument200012282
Lender
NameOVM FINANCIAL INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateDec 7, 2018
Property Address177 HARBOR WATCH DR, CHESAPEAKE, VA 23320-3990
Document Number9973/227
Book / Page9973 / 227
Instrument DateNov 26, 2018
Instrument180031897
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 HARBOR WATCH DR, CHESAPEAKE, VA 23320-3990

Mortgage

Document Number180031898
DateDec 7, 2018
Instrument180031898
Lender
NameCALIBER HOME LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateDec 7, 2018
Property Address177 HARBOR WATCH DR, CHESAPEAKE, VA 23320-3990
Document Number9973/224
Book / Page9973 / 224
Instrument DateJul 3, 2018
Instrument180031896
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 HARBOR WATCH DR, CHESAPEAKE, VA 23320-3990

April 2017: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 5, 2017
Property Address177 HARBOR WATCH DR, CHESAPEAKE, VA 23320-3990
Document Number9773/289
Book / Page9773 / 289
Instrument DateMar 30, 2017
Instrument170009178
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 HARBOR WATCH DR, CHESAPEAKE, VA 23320-3990

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$329,900 (+2.61%) Land $100,000 Building $229,900$329,900 (+2.61%) Land $100,000 Building $229,900
2025$3,247.00 (+5.25%)$321,500 (+2.23%) Land $95,000 Building $226,500$321,500 (+2.23%) Land $95,000 Building $226,500
2024$3,085.00 (+23.06%)
2023$314,500 (+16.09%) Land $95,000 Building $219,500$314,500 (+16.09%) Land $95,000 Building $219,500
2022$270,900 Land $75,000 Building $195,900$270,900 Land $75,000 Building $195,900
2019$2,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 113 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies333 units insured
incl. 220 condo units
Nearby Flood Claims1 (2014)
Most Recent ClaimJul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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