177 Hamilton St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 177 Hamilton St, Saugus, MA 01906

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,943 sqft · built 1890
Lot Size	0.358 acres (15,599 sqft)
Owner	Individual Name on File
Last Sale	$552,500 (Aug 2021)
Tax Bill	$7,049 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`SAUG M:008-G B:0004 L:0017`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:008-G B:0004 L:0017`
Alternative APNs	`M:008=G B:0004 L:0017` `9083007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,943 sqft Living Area
Gross Area	3,071 sqft
1st Floor Area	1,276 sqft
Basement Area	1,276 sqft
Finished Basement	1,276 sqft
Unfinished Basement	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,599 sqft (0.358 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	9083007
Street Address	177 HAMILTON ST
City	SAUGUS
State	MA
Zip	01906-1560
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NA
Legal Block	4
Legal Lot Number	17
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2028
Census Tract	208302

Owner

177 Hamilton St, a duplex, is owned and occupied by an individual who bought it in August 2021.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	177 HAMILTON ST, SAUGUS, MA 01906-1560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage WEBSTER FIRST FCU
Aug 10, 2021	Quit Claim Deed, Transfer · FHA Mortgage PRIME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Sep 9, 2016 · Amount on File
Deed Book / Page	40162 / 309
Prior Transfer Date	Aug 9, 2021
Prior Transfer Doc	4016000309
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	177 HAMILTON ST, SAUGUS, MA 01906-1560
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043014-506
Date	Oct 20, 2025
Book Page	43014/506
Instrument	20251020000880

Lender

Name	WEBSTER FIRST FCU

Agreement

Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2035

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 10, 2021
Property Address	177 HAMILTON ST, SAUGUS, MA 01906-1560
Document Number	040162-309
Book / Page	40162 / 309
Instrument Date	Aug 9, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 HAMILTON ST, SAUGUS, MA 01906-1560

Mortgage

Document Number	0040162312
Date	Aug 10, 2021
Instrument	40162/312

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 177 Hamilton St was $7,049, up 3.1% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,049.00 (+3.15%)	$676,500 (+5.72%) Land $348,900 Building $327,600	$665,754
2025	$6,834.00 (+7.28%)	$639,900 (+6.99%) Land $315,500 Building $324,400
2024	$6,370.00 (+4.22%)	$598,100 (+10.19%) Land $286,800 Building $311,300
2023	$6,112.00	$542,800 Land $258,100 Building $284,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 Hamilton St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Hamilton St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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