177 Garden St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 177 Garden St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,395 sqft · built 1961
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (May 2017)
Tax Bill	$5,860 (2026)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 58.15-7-7`

Property Details

APN / Parcel Number

Primary APN	`422800 58.15-7-7`
Alternative APN	`280005801500070070000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	1,395 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1970
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	170 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	177 GARDEN ST
City	SCHENECTADY
State	NY
Zip	12306-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G,OG,HBF,PT HOMELND GAR REV-35 6.-432-12
Legal Block	7
Legal Lot Number	7.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	4
Census Block	4011
Census Tract	33004

Owner

177 Garden St is owned and occupied by an individual who acquired it in October 2018.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	177 GARDEN ST, SCHENECTADY, NY 12306-2601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2017 · Amount on File
Deed Sale	May 4, 2017 · Amount on File
Deed Document Number	201719934
Deed Book / Page	1961 / 906
Last Transfer Date	Oct 25, 2018
Transfer Doc	0000048657
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 4, 2017
Property Address	177 GARDEN ST, SCHENECTADY, NY 12306-2601
Document Number	0000019934
Book / Page	1961 / 906
Map Reference	MB 1897 PG 366
Instrument Date	Apr 17, 2017
Instrument	201719934
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 GARDEN ST, 177, SCHENECTADY, NY 12306-2601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 GARDEN ST, SCHENECTADY, NY 12306-2601

Mortgage

Document Number	, 201719935
Date	May 4, 2017
Instrument	201719935

Lender

Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 177 Garden St was $5,860, up 1.8% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,860.00 (+1.84%)
2025	$5,754.00	$157,500 Land $23,300 Building $134,200	$242,300 Land $35,845 Building $206,455
2023		$157,500 Land $23,300 Building $134,200	$207,200 Land $30,652 Building $176,548

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 Garden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Garden St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880